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Trying to figure out "whats next" can be
interesting, to say the very least! Whether you are planning on
going to school, working full time, traveling the world, none of
the above or all of it, your credit union is the place to start.
So if you are thinking about a new job, new school, new car, or
maybe even planning for a new home, Peninsula Credit Union is
where it starts.
Savings
Start saving now for what you will need tomorrow.
A basic savings account allows you to put
your money in a safe place where you can get to it when you need
it. If you are between the ages of 16 and 23 you are eligible to
open an Edge Savings Account. Edge Account Members can qualify
for lower minimums and special rates. Plus, you can receive
educational opportunities and Subscriptions to materials focused
on what is important to you!
Checking
Manage
your money without all of the paperwork!
Just
because "checking" is in the name it doesnt mean that you have
to tote around a pad of paper and write checks the old fashioned
way. With Vista Checking we keep it simple. No checks, no
charges - its all free! And when you satisfy the requirements of
Vista you receive an incredible rate and free ATM use,
everywhere!*
On-line, On the Phone
Kick off
your shoes and do your banking remotely, its freeing plus its
free!
As a PCU member you can use your home computer or phone to do
almost everything you can do in a branch. Check on how much
money you have, transfer balances, pay bills, you can even apply
for loans! So you can go to school, go to work, finish your
homework and then connect with your credit union any time! By
phone or computer, PCU is up and running 24/7!
 First
Time Auto Loans
Get moving and start establishing your
good credit with a new car!
If you are
looking for a set of wheels to get you to school, work or just
to run some errands for mom and dad, your first stop should be
PCU. We have some great rates and a program that gets you
moving!** 1-800-426-1601, press 5, then option 6.
www.pcfcu.org/edge
Payment Protection
Say you just took your new vehicle
off-road for some biking and you bust up your leg almost doing a
360°, keeping you from work for a while. You can protect
yourself and keep making your payments with a Payment Protection
Plan. Ask a Representative for details.
Gap Protection
Simply driving
your new vehicle off the lot can devalue it up to 20%! If
something happens to your new car, insurance companies may not
give you full value to get it fixed. GAP Protection can make up
the difference.
First Time Home Loans
As a first time home buyer, you
may qualify for some great programs!
Good
decisions start with good information. A Peninsula Credit Union
Home Loan Representative can help you learn the costs and
responsibilities of owning a home. Then we can take you through
the home buying process step by step. We can also assist you
with sound advice on how much home you can afford, what PCU and
other mortgage lenders look for in approving a loan giving you a
clear understanding of the costs involved.
1-800-426-1601, press 5, then option 4
Educational Loans
If higher education is on your
horizon, PCU can point you in the right direction.
We have partnered with Washington First Education Loans to help
steer you through the process of determining which financing
package will work for you. Through the Sallie Mae Corporation
they offer:
Stafford Loans
Signature Student Loans
Graduate PLUS Loans
Parent PLUS Loans
For more information:
www.wa-first.com
Phone: 877.330.4455 E-mail: info@slfaloan.com
 Personal
Line of Credit
Looking to use your debit card as a credit
card but wary of bottomless credit debt?
We offer our
members just starting out in the world of credit, an opportunity
for a Personal Line of Credit with a reasonable starting limit
and a very competitive interest rate. It works just like a
credit card so you can use it in restaurants, in stores, online,
anywhere that accepts VISA. Its a great way to start learning
how to use credit wisely while you build your credit score!**
**May require a qualified cosigner.
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