|
From rag tops to race boats, fifth wheels to four-by-fours, we've got the loan to fit your specific needs.
Not only do we offer
fantastic rates
and generous terms, but we also offer some of the fastest
turnaround, best service and convenient access that you need to
be financially successful.
|
Longer terms for payments
you can live with |
Terms for cars are as long as 84
months; up to 144 months for boats and RVs.
|
|
100% financing |
Your
good credit may qualify you for up to 100% financing and maximum terms for
cars, boats, and RVs. |
|
Loans that fit you - not
everyone else |
We look for ways to save you money by refinancing or consolidating other debt. |
|
Successful financial
strategies |
You could save money by
combining our low rates with dealer rebates, compared to special dealer
financing offers. |
|
Smart decisions with
our financial tools |
Our free
financial calculators will help you fine tune financing needs before you buy. |
|
Get pre-approved before you
shop |
A
Peninsula pre-approval lets you negotiate as if you have cash. And you'll
have 30 days to shop - worry free. |
|
Security of
additional protection |
Peninsula offers a Mechanical
Breakdown Insurance protection plan, which gives you "bumper to bumper"
protection anywhere in the U.S. or Canada. |
|
Convenient shopping from your home |
Auto Solutions does the shopping, comparing, screening, and negotiating for you. You can talk directly with a representative at
any of these numbers |
| |
Bellevue
Tacoma
Portland
Tri-Cities |
800-935-2886
800-938-2886
800-207-2429
800-475-2886 |
Consumer
Loan Rates
| |
Rates as low as: |
|
|
|
|
Loan Type |
APR* with AutoPay |
APR** without AutoPay |
Purchase/Refi Loan-to-Value |
Maximum Term**** |
Model Year |
|
New
Autos, Trucks |
5.45% |
5.70% |
90% |
60
months
|
2005 & Newer |
| |
5.70% |
5.95% |
115% |
60
months |
2005 & Newer |
| |
5.70% |
5.95% |
90% |
72
months |
2005 & Newer |
| |
5.95% |
6.20% |
115% |
72
months |
2005 & Newer |
| |
6.45% |
6.70% |
90% |
84
months |
2005 & Newer |
| |
6.70% |
6.95% |
115% |
84
months |
2005 & Newer |
| |
|
|
|
|
|
|
Used
Autos, Trucks |
7.10% |
7.35% |
90% |
60
months
|
2000 - 2004 |
| |
7.35% |
7.60% |
115% |
60
months |
2000 - 2004 |
| |
7.35% |
7.60% |
90% |
72
months |
2000 - 2004 |
| |
7.60% |
7.85% |
115% |
72
months |
2000 - 2004 |
| |
8.10% |
8.35% |
90% |
84
months |
2000 - 2004 |
| |
8.35% |
8.60% |
115% |
84
months |
2000 - 2004 |
| |
|
|
|
|
|
|
|
|
|
|
|
Older Used Autos, Trucks |
8.95% |
9.20% |
100% |
60 months |
1999 and older |
|
|
9.20% |
9.45% |
100% |
72 months |
1999 and older |
|
|
| |
Rates as low as: |
|
|
|
|
Loan Type |
APR* with AutoPay |
APR** without AutoPay |
Purchase/Refi Loan-to-Value |
Maximum Term*** |
Model Year |
|
New
Recreational Vehicles, Motor Homes, Boats |
6.20%
|
6.45% |
110% |
60
months
|
2004 & Newer |
| |
6.45% |
6.70% |
110% |
72
months |
2004 & Newer |
| |
6.70% |
6.95% |
110% |
84
months |
2004 & Newer |
| |
6.95% |
7.20% |
110% |
120
months |
2004 & Newer |
| |
7.20% |
7.45% |
110% |
144
months |
2004 & Newer |
|
Used Recreational Vehicles, Motor Homes, Boats |
6.90%
|
7.15% |
110% |
60
months
|
1996 - 2003 |
| |
7.15% |
7.40% |
110% |
72
months |
1996 - 2003 |
| |
7.40% |
7.65% |
110% |
84
months |
1996 - 2003 |
| |
7.65% |
7.90% |
110% |
120
months |
1996 - 2003 |
| |
7.90% |
8.15% |
110% |
144
months |
1996 - 2003 |
|
Collector Classics (auto/Truck) |
10.25%
|
10.50% |
80% |
48
months
|
Classic Vehicles |
|
|
| Motorcycles
(min. 750cc) |
8.25%
|
8.50% |
100% |
60
months
|
2000 & Newer |
| |
8.50% |
8.75% |
100% |
72
months |
2000 & Newer |
| |
Rates as low as: |
|
|
|
Loan Type |
APR* with
AutoPay |
APR** without AutoPay |
Loan-to-Value |
Maximum Term*** |
|
Jet Skis,
Motorcycles, Snowmobiles, Personal Computer, Personal Loans |
11.90% |
12.15% |
N/A |
36 months |
| 12.40% |
12.65% |
N/A |
48 months |
|
|
|
Savings Secured |
5% above current
savings rate |
N/A |
100% |
120 months |
|
|
|
Certificate Secured |
5% above current certificate rate |
N/A |
95% |
Not to exceed certificate term |
|
|
|
Personal Line of Credit |
N/A |
***** As low as prime + 2% |
N/A |
N/A |
|
|
|
|
Rates are subject to change without
notice, except on loans presently in place and those with
variable rates. Rates effective April 15, 2008. Your actual
rate and term will be determined according to how you've
managed your credit.
Note to Interest Rates (*) APR =
Annual Percentage Rate. Rates are determined by applicant credit. Rates
advertised are the lowest we offer and may require a qualifying down payment,
use of automatic electronic payment transfer through checking, electronic funds
transfer, allotment, payroll deduction or direct deposit of net pay and may not
exceed established loan-to-value ratios for respective collateral. (**) Rates
annotated are also determined by applicant credit and may require a qualifying
down payment, however they do not reflect a discount for use of autopay.
(****) Values based on NADA Retail, KBB Retail or MSRP.
Purchase transactions may finance up to 115% plus tax, license, warranty & GAP.
See a loan representative for maximum allowable add ons. Refinances may finance
up to 120% of value, plus GAP. All loans subject to underwriting and may require
a down payment.
(*****) Rate determined by applicant credit. Prime rate is
determined by the most recently published "Prime Rate" for corporate loans at
large U.S. Money Commercial Banks as it appears in the Wall Street Journal under
the heading "Money Rates" on the first business day of the month immediately
preceding the change date.
Real Estate and Equity Loans
We offer a wide variety of mortgage programs with different terms and conditions
so you can choose the best program for your needs. In addition to standard first
mortgages, we have land, home construction and first-time buyer programs. We
also have several equity loan programs for you to choose from, ensuring that
your home equity is utilized responsibly. Call today to visit with our mortgage
department for details, including today's terms and rates. |
