What is Microsoft Money?

What do I need to access my Peninsula account?

What versions of Microsoft Money are supported?

What if I have an older version of  Microsoft Money?

What transactions can I do through Microsoft Money?

Are there any transactions I cannot do through Microsoft Money?

Can I pay bills through Microsoft Money?

What accounts can I use to pay my bills?

I'm a first time user of Microsoft Money.  How do I set Money up for the first time?

I'm already a user of Microsoft Money.  How do I download my Peninsula Online Services account information?

How much transaction history can I see when I download my account history?

How do I make an electronic transfer?

I made a transfer through Microsoft Money, but it did not show up in my Peninsula account.  What happened?

How do I manually download my account history into Microsoft Money?

When I try to manually download my history from Peninsula Online Services, why do I get a message saying unable to download file?

What is Microsoft Money?

Microsoft Money is a third-party software program used for tracking one's personal finances. Peninsula members can now track spending and investments, as well as, their online accounts using this software.  Microsoft Money allows a member to connect directly to their account(s) in order to accomplish many common banking tasks instead of using Peninsula Online Services.

If you would like more information on Microsoft Money please visit the MS Money Web site located at: www.microsoft.com/money .

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In order to get started, you will need Microsoft Money installed on your PC or Mac, Internet access, and a Peninsula Online Services User ID and PIN.  You will need to enroll for Peninsula Online Services in order to receive a User ID and PIN.  If you have not already done so, you can go to our web site and click on the enrollment link to sign-up for Online Services, or simply click here to get started.  Once you have enrolled for Peninsula Online Services and have received your PIN, you are ready to get started.

NOTE: Your savings account number will be your User ID for Money. Your PIN (Password) for MS Money will be the same PIN you receive when you enroll for Peninsula Online Services.  You can access your Peninsula account(s) through either method using the same Peninsula Online Services User ID and PIN.

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Peninsula Credit Union is certified with Microsoft Money 2005 and later Windows or Mac PCs.

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You should be able to use older versions; however, Peninsula is only certified with Microsoft for the 2002 and later versions of Money.  Peninsula Credit Union has no control over what features or versions Microsoft decides to retire or continue supporting.  However, we do recommend that you use the most current Microsoft Money version available.

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1. Sign-on to your Peninsula account
2. Make an account balance inquiry
3. Download account and loan history to your PC or Mac
4. View historical information on the following account types:
   • Checking
   • Savings
   • CDs
   • IRAs
   • Peninsula loan accounts
5. Make transfers to or from the following account types:

   • Checking

   • Savings

6. Pay bills using MSN Money or one of their service partners

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There are some transactions that cannot be done through Money.  These include:  

1. Getting Visa or MasterCard balance information

2. Transferring funds to or from Peninsula loan accounts

3.  Third-party transfers

4.  Secure email messaging

Other transactions can only be done through our website or after signing-on to your account through Peninsula Online Services.  These transactions include the following:

1. Enrolling for Peninsula Online Services

2. Peninsula check reorders

3. Changing your PIN

4. Updating your email address

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Once you've signed up for Peninsula Online Services you have two options for paying bills.  You can make payments either through Peninsula Online Services or Microsoft Money.  Money will allow you to pay bills through the services of  MSN Bill Payer.  However, MSN and/or their partner companies charge various fees for this service and Peninsula is not able to track a payment once it is deducted from your account by this method.

 

You can also choose to pay bills through the BillPayer option in Peninsula Online Services.  This service is free* to Peninsula members and we are able to track a payment in the event it does not reach its destination.  In either case, your bill payment activity will be reflected in your Peninsula account history and available for downloading to Microsoft Money.

* A monthly fee of $4.95 will be assessed only if no payments are made during the month. 

For more information on paying your bills through Peninsula Online Services click here.

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Microsoft  Money allows you to choose various service providers to debit your accounts in order to pay bills.  To pay bills through Money you will need to get specific instructions from the service provider you choose when you set up Microsoft Money for bill payment.

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Please read through these instructions before opening Microsoft Money the first time!

1. When you first open Money, click Next on the opening screen to allow Money's Setup Assistant to help you.

Note: The very first time you start the Microsoft Money Setup Assistant be sure to scroll down to the bottom of the screen and select the Click Here link to download the latest list of financial institutions.  You will get a Call Completed message once the update is finished.  If you fail to do this you will need to set-up your accounts manually and click on the Internet Updates link from the Online status bar at the bottom of the screen in order to successfully connect with us!

 

Once the Call Completed message appears click Next to continue setting up your accounts using the Microsoft Money Setup Assistant.

2. Next, you will need to set up your accounts in Microsoft Money before you can activate them for Online Services.  The Money Setup Assistant will step you through the process of creating new accounts and matching each Money account to your Peninsula account(s). Work through the Setup Assistant, creating your accounts until Money asks you to setup for online services.

3. Scroll down the list of financial institutions and click on Peninsula Credit Union.   Enter your Peninsula savings account number in the User ID box..

4. In the Password box, enter the PIN you received from Peninsula for Online Services.

Money will then download your account information from Peninsula to your PC or Mac.  Money will automatically download the latest information for you so that your account is always up to date. Just tell Microsoft Money how far back you want to go to download account transactions.

That is all it takes! Your accounts are now set up for Online Services in Microsoft Money!

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Note: If Money does not detect your most recently used file, select Open on the File menu to locate and upgrade your Money file.  

1. On the Money Home page, select Internet Updates from the Online status bar at the bottom of the screen. Click Update Now to download the latest information for Money.

2. From the Accounts & Bills menu, select Online Services Manager.

3. Click Setup Online Services and scroll down the list of financial institutions.  Click on Peninsula Credit Union.

4. Enter your Peninsula Account Number in the User ID box.

5. In the Password box, enter the PIN you received from Peninsula.

6. Click Next to download your account information.

Money will then match your existing accounts, or you can choose to create new accounts.

Money will then download your account information from Peninsula to your PC.  Money will automatically download the latest information for you so that your account is always up to date. Just tell Microsoft Money how far back you want to go to download account transactions.

That is all it takes! Your accounts are now set up for Online Services in Microsoft Money!

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The first time you download, you may see up to 90 days of previous account history. Thereafter, you'll continue to download transactions that occurred since the last time you logged into Peninsula Credit Union through your software. You should download your transactions at least once every 45 days.

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There are two ways you can make an electronic transfer from within Microsoft Money.  Either method will display a confirmation number once the transfer has been completed.  You should record this number somewhere until you have verified the transfer has successfully taken place.

1. On the Bills and Deposits menu, click Account List, and then click the account from which you want to make payments or transfers.  Microsoft Money will step you through the rest of the process!

-or- 

2. In the Common Tasks section in the left pane, click Make an electronic payment or transfer, and then click Make an electronic transfer.  Microsoft Money will step you through the rest of the process!

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There are several methods for making transfers using Microsoft Money.  Some of these transfers are for notation purposes only and are not reflected as live transactions to your account—in other words, the transaction does not really take place.  Only transfers completed in the following manner will be reflected in your Peninsula account(s):

1. On the Bills and Deposits menu, click Account List, and then click the account from which you want to make payments or transfers.  Microsoft Money will step you through the rest of the process!

-or- 

2. In the Common Tasks section in the left pane, click Make an electronic payment or transfer, and then click Make an electronic transfer.  Microsoft Money will step you through the rest of the process!

Either method will display a confirmation number once the transfer has been completed.  You should record this number somewhere until you have verified the transfer has successfully taken place.

NOTE:  If you do not get a confirmation number you did not complete a live transaction.  Peninsula Credit Union is not liable for late payments or failed transfers completed through Microsoft Money.

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While we allow for the use of Microsoft Money by our members we are unable to provide support help in using the program.  Please refer to the Microsoft Money documentation and help files for your version of Money.

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Check your browser's settings to make sure that it is allowing downloading of encrypted files. Some browsers have a checked box next to "do not download encrypted files." This box should be unchecked.

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My Peninsula Online Services PIN Contains Special Characters (!@#$%^&*()?, etc.)  However, My Version Of Microsoft Money Will Not Accept These Characters.  What Can I Do?

All financial institutions were required by law to put enhanced online security measures (MFA) in place by the end of 2006.  These measures include the use of “strong” passwords (passwords containing numbers, letters, and special characters). If your version of Microsoft Money is older than 2005 it will not accept special characters.  You will need to upgrade your version of Money to 2005 or later.  We recommend using the latest version of Money to ensure your online security.

 

Can I Download and View My Account Information in Excel?

Yes!  With Ultrasoft MoneyLink Lite Edition, you can import data from Microsoft Money 2002 or later into a Microsoft Excel 97 or later spreadsheet.  The Ultrasoft MoneyLink Lite Edition wizard quickly takes you through the steps necessary to import your Money data into an Excel spreadsheet.

When you install this add-in program, new commands appear in Excel that you can use to start the "Ultrasoft MoneyLink" wizard and synchronize data that you may have already imported. The wizard will walk you through the steps necessary to import your financial data into Excel. You can then use the data analysis and charting tools in Excel to help you look at the information in different ways. If you change the data in Microsoft Money, you can easily update those changes in Excel.

For more information about the Ultrasoft Moneylink Lite Edition, click here.

 

Microsoft has several options available for gaining assistance with your Money software.

From within your Money software:

• Choose Help from the Microsoft Money menu bar.
• Scroll through the index to find your topic.

Other options include:

• You can call Microsoft at 425-635-7131.

• You can visit the Microsoft Money Support Center  for more support options, including email.

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