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Personal Checking
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Advantage |
$5.95 |
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New Horizons Advantage (balances below $500)
|
$4.95 |
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Free
& Vista Checking
|
None |
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Shares Plus (if average balance below $2,500)
|
$10.00 |
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Summit Money Market (if average balance falls below $45,000)
|
$25.00 |
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Check Printing |
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Advantage
and New Horizon Checking (one design only) |
Free |
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Vista, Free, and Business Checking (depends on styles selected) |
Varies |
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Business Checking |
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Service Charge |
$7.50 |
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First 20 Checks that Clear |
Free |
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Each Check over 20 that Clears |
$0.10 |
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ATM/VISA Check Cards |
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ATM Transactions: |
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PCFCU ATMs |
Free |
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Non-PCFCU ATMs |
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Advantage/New Horizon
Checking |
8 free /$1.00 ea thereafter |
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Vista Checking (if monthly account
conditions are met) |
Free |
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Vista Checking (if monthly account conditions are not
met) |
$1.00 ea |
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Free and Business Checking, Savings
|
$1.00 ea |
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Replacement Card |
$5.00 ea |
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ATM Insufficient Funds |
$30.00 |
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Deposit Items
Returned (through ATM) |
$10.00 |
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Sales Draft copies |
$6.00 ea |
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International Service Assessment Fee
(charged for card
transaction(s) made in a foreign country) |
2% of transaction |
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Other Checking Account Fees |
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Stop Payments |
$30.00 |
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Insufficient Funds (each overdraft) |
$30.00 |
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Deposit Items returned |
$10.00 ea |
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Check Copies (free to E-Statement
users) |
$5.00 ea |
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Statement Copies |
$3.00 ea |
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Automatic Overdraft Transfer |
$3.50 ea |
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Check Rescue Activation |
$30.00 ea |
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Checking
Account Closed per management |
$30.00 |
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Electronic Services |
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Bill Payment Service (Free for first
3 months after activation) |
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(When a minimum of one bill per month
is paid) |
Free |
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(When service is not used during
month) |
$4.95 |
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Stop Payment Requests
|
$30.00 ea |
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Payment Investigation/Research
(per
hour, 1 hr min ) |
$25.00/$35.00
legal |
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Bill Payment Check Copy |
$20.00 |
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Automatic Overdraft Transfer |
$3.50 ea |
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Failed/Insufficient funds payment
(each) |
$30.00 ea |
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E-Statements |
Free |
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Invalid E-Statement Address (each month after 2nd &
3rd month of invalid
e-mail address |
$5.00 |
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Safety Deposit Boxes Annual Rental |
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3X5 |
$25.00 |
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5X5 |
$30.00 |
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3X10 |
$35.00 |
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5X10 or 6X10 |
$45.00 |
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9X10 or 10X10 |
$75.00 |
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(Box size may vary by location) |
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Initial key deposit |
$5.00 |
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Individual Retirement Accounts (IRAs)
- annual fee |
$12.00 |
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Equity Line of Credit Fee
- annual fee |
$30.00 |
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Miscellaneous Fees |
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Money Orders |
$2.00 ea |
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Teller Checks
(no charge if payable to member or $1,000+) |
$3.00 |
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Insufficient
Funds |
$30.00 |
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Research Fee per hour
(1 hour minimum) |
$25.00/$35.00
legal |
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Copy of statements, tax forms, printouts (excluding current month) |
$3.00 |
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Account Reconciliation per
hour (1/2 hour min) |
$25.00/$35.00
legal |
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Notary Service (per document) |
$3.00 |
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Inactive Account (dormant
18 months or more)
monthly fee |
$5.00 |
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Dormant Account Escheat
Processing |
$25.00 |
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Early Account Closure
(if closed within 90 days of opening) |
$5.00 |
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Member check replacement for non-members (per item) |
$8.00 |
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Outgoing Wire of funds...within the U.S.
(foreign wire fee varies) |
$15.00 |
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Incoming Wire of funds |
$10.00 |
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Photocopies |
$0.25 ea |
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Garnishment, Levy, Notice to Withhold
(per notice) |
$30.00 |
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Portfolio Loan
Refinance (per loan refinanced) |
$25.00 |
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Collection Items (per
item) |
$10.00 and
costs |
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Invalid Address
Account (monthly fee) |
$5.00 |
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My Travel Wallet (foreign currency) |
Varies |
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Excess Transaction
(savings/money market transaction that exceeds the
transaction limitation imposed by Regulation D) |
$30.00 ea |
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New Horizons Club |
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Members age 50 and over
who have Advantage Checking receive all the benefits
of the Advantage Checking, plus: No service fee if
you maintain a minimum $500 balance, or a reduced
service fee if your balance falls below $500 and
photocopies (limit 10 per month).
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As a non-profit financial
cooperative, we believe all members have a responsibility to
share reasonable cost.
Any policies and/or rates stated herein are those in effect on date of publication and are subject to change.
You will be notified of changes as required by law.
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Fee Schedule