Disclosures For All Loan Applicants


 

 

If You Are Applying For An Auto, Truck, Boat, RV, Signature Loan:

If you are requesting an individual loan and are not relying on another's income or assets to repay the debt, you do not need to complete the "co-borrower" section of the loan application. However, you must complete the "co-borrower" section for any of the following reasons: 1) You are applying for joint credit; 2) Your spouse will use or be liable for the account; 3) You will rely on your spouse's income to pay the loan; 4) You reside, or the collateral is located, in a community property state and you are married. Community property states include AZ, CA, ID, NM, TX, WA, and WI.

 

Consumer Loan Agreement and Disclosure: Upon approval you will receive the Consumer Loan Agreement and Disclosure, including a Fair Credit Billing Notice on a separate form.  If more than one person is applying for this loan, you agree that your obligations are joint and several.

 

I Have Read The Above Disclosures
And Would Like To Submit An Application