Peninsula's

Home Value Line

the home equity line of credit you can rely on.

Explore your windows of opportunity and ask us about opening your Home Value Line today!

 

 

 

  • Unlimited draw period - Use and re-use your available credit again and again as long as you own your home*

  • No Annual Fee

  • No costs or fees to open a Home Value Line**

  • Convenient access to your funds any time - use Peninsula Online Internet Account Access, or just call us to transfer funds to your checking or savings!

  • Currently 8.25% APR***

You can email one of our mortgage specialists or feel free to call us toll-free at 800-426-1601or 360-426-1601 and ask to speak with one of our Home Value Line Representatives.

 

 

On approval of credit.  Maximum loan amount and/or cumulative loan to value are subject to underwriting guidelines and credit information.  Property insurance required.  Based on an acceptable tax assessment and/or appraisal at the discretion of PCFCU. 
* Subject to ownership as your primary residence and loan is maintained on an as agreed basis. 
** Some limitations apply.  Some fees may apply if loan is terminated by either party within 5 years of origination.  Appraisal fee may be required for non-conforming loan requests. 
*** Annual Percentage Rate = APR. Rates subject to change.  Interest rate adjusted quarterly, rate floor of 5% APR, rate not to exceed 18% APR.  Rates equal to the Prime Rate ("Index") as published in the Money Rates section of the Wall Street Journal.  The most recent Index figure available on the 1st of the month prior to the change date is called the current "Index".

We do business in accordance with the Fair Lending Laws and the Equal Credit Opportunity Act.
 

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