{"id":3914,"date":"2023-10-20T19:00:04","date_gmt":"2023-10-21T02:00:04","guid":{"rendered":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-ways-to-lower-holiday-spending\/"},"modified":"2025-07-03T18:32:22","modified_gmt":"2025-07-04T01:32:22","slug":"aptitud-financiera-maneras-de-reducir-los-gastos-de-las-vacaciones","status":"publish","type":"post","link":"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-maneras-de-reducir-los-gastos-de-las-vacaciones\/","title":{"rendered":"Aptitud financiera: maneras de reducir los gastos navide\u00f1os"},"content":{"rendered":"

Los gastos navide\u00f1os suelen arruinar tu presupuesto. Los gastos pueden ser numerosos: regalos, papel de regalo, tarjetas, adornos, comida y viajes, por nombrar solo algunos. Sin embargo, muy pocas personas tienen un presupuesto ilimitado para las fiestas. Si no tienes dinero para comprar todo lo que quieres, no te desesperes. Un poco de creatividad y energ\u00eda puede ayudarte a pasar las fiestas sin vaciar tu bolsillo.<\/p>\n

Regalos<\/strong>
\n\u00bfPara qu\u00e9 gastar $75 en una bufanda si puedes tejerla t\u00fa mismo con lana $15? Hacer tus propios regalos es una excelente manera de ahorrar, ya que los materiales suelen costar menos que el producto terminado. Los regalos hechos en casa no solo son m\u00e1s baratos, sino que mucha gente los aprecia m\u00e1s que los comprados por el esfuerzo que requiere su elaboraci\u00f3n.<\/p>\n

\u00bfNo tienes experiencia con las manualidades? No hay problema. Escribir una carta describiendo lo que esa persona significa para ti o enmarcar una foto memorable son formas de regalar cosas personalizadas sin tener que usar una pistola de pegamento. Hornear es otra opci\u00f3n f\u00e1cil para la mayor\u00eda. Las galletas o brownies comunes se pueden decorar con chispitas y listones de colores festivos.<\/p>\n

Ofrecer tus servicios es un gran regalo para ahorrar, ya que solo cuesta tiempo. \u00bfPor qu\u00e9 no ofrecer una noche gratis de ni\u00f1era a tu hermana con tres hijos o un mes de cortar el c\u00e9sped a tus padres? Piensa en el servicio que quieres ofrecer y crea un cup\u00f3n que el destinatario pueda canjear m\u00e1s adelante.<\/p>\n

Envoltura de regalos<\/strong>
\nAhora que te has tomado el tiempo de elegir regalos econ\u00f3micos, probablemente no quieras gastarte $50 envolvi\u00e9ndolos. Olv\u00eddate del papel de regalo sofisticado y los lazos, y busca por casa qu\u00e9 puedes usar. \u00bfTienes peri\u00f3dico? (La secci\u00f3n de c\u00f3mics es una opci\u00f3n especialmente adecuada). \u00bfPapel de computadora? \u00bfBolsas de la compra o del supermercado? Puedes usar materiales de manualidades baratos, como purpurina y pintura, para decorar superficies lisas.<\/p>\n

Tarjetas<\/strong>
\nNo es raro que las tarjetas de tienda cuesten $4 cada una, o m\u00e1s. Si enviaras tarjetas a 20 personas, te costar\u00eda $80, sin incluir el env\u00edo. Crear tus propias tarjetas puede ayudarte a ahorrar, pero resiste la tentaci\u00f3n de comprar los costosos materiales que abundan en los pasillos de scrapbooking de las tiendas de manualidades. Si creas y env\u00edas tarjetas electr\u00f3nicamente, evitas gastar dinero por completo. Puedes hacer las tuyas propias o usar uno de los muchos servicios gratuitos en l\u00ednea. Si enviar tarjetas electr\u00f3nicas no te va, considera reducir tu lista de correo. Probablemente puedas evitar enviar tarjetas a tu maestra de tercer grado y a tu primo segundo al que nunca ves.<\/p>\n

Decoraciones<\/strong>
\nAl igual que con el envoltorio de regalos, puedes evitar comprar adornos mirando lo que tienes por casa. Hacer una guirnalda con palomitas de ma\u00edz es una decoraci\u00f3n navide\u00f1a cl\u00e1sica. Las pi\u00f1as y las bellotas, disponibles en abundancia en muchas partes del pa\u00eds, le dan el toque perfecto para la temporada. Si te apetecen adornos comprados en tiendas, considera esperar hasta despu\u00e9s de las fiestas para comprarlos. La mayor\u00eda de las tiendas los vender\u00e1n con grandes descuentos y podr\u00e1s usarlos el a\u00f1o que viene.<\/p>\n

Alimento<\/strong>
\nSi organizas cenas o fiestas navide\u00f1as, podr\u00edas terminar gastando una cantidad considerable de dinero en comida. Las cenas compartidas son una manera f\u00e1cil de evitarte la carga de tener que comprar toda la comida. Sin embargo, si no quieres pedirles a tus invitados que traigan comida, existen otras opciones. Considera eliminar una cena completa y solo ofrecer aperitivos y postres, o evitar art\u00edculos caros, como carne y vino. Busca d\u00f3nde puedes comprar la comida m\u00e1s barata. A menudo, las tiendas a granel son m\u00e1s baratas que los supermercados tradicionales, pero no siempre.<\/p>\n

Viajar<\/strong>
\nLos billetes de avi\u00f3n suelen ser m\u00e1s caros durante las fiestas, ya que es cuando todos vuelan. Si quieres celebrar con familiares que est\u00e1n lejos, \u00bfpor qu\u00e9 no organizar una cena navide\u00f1a en temporada baja, cuando los billetes de avi\u00f3n son m\u00e1s baratos? Sea cual sea tu vuelo, ser flexible suele ayudarte a ahorrar: probablemente no tendr\u00e1s que gastar tanto si vuelas de noche o tienes escala.<\/p>\n

No necesitas gastar mucho dinero para pasarla bien. Si eres creativo con tus compras y no sobrecargas tus finanzas, podr\u00e1s celebrar no solo durante las fiestas, sino tambi\u00e9n despu\u00e9s.<\/p>\n

\"Darrell
Darrell McVea
Educador financiero comunitario
800.426.1601 x3184
dmcvea@pcfcu.org<\/a>
pcfcu.balancepro.org<\/a><\/figcaption><\/figure>","protected":false},"excerpt":{"rendered":"

Los gastos navide\u00f1os suelen arruinar el presupuesto. Los gastos pueden ser numerosos: regalos, papel de regalo, tarjetas, decoraci\u00f3n, comida y viajes... Leer m\u00e1s<\/a><\/p>","protected":false},"author":10,"featured_media":3915,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[23],"class_list":["post-3914","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-fitness"],"acf":[],"yoast_head":"\nFinancial Fitness: Ways to Lower Holiday Spending - Peninsula CU<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-maneras-de-reducir-los-gastos-de-las-vacaciones\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Fitness: Ways to Lower Holiday Spending - Peninsula CU\" \/>\n<meta property=\"og:description\" content=\"Holiday spending is often a spending plan-buster. The expenses can be numerous: presents, wrapping paper, cards, decorations, food, and travel, … Read More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-maneras-de-reducir-los-gastos-de-las-vacaciones\/\" \/>\n<meta property=\"og:site_name\" content=\"Peninsula CU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PeninsulaCreditUnion\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-21T02:00:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-04T01:32:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1103\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"pixelspoke\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@pcfcuwa\" \/>\n<meta name=\"twitter:site\" content=\"@pcfcuwa\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pixelspoke\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/\"},\"author\":{\"name\":\"pixelspoke\",\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0\"},\"headline\":\"Financial Fitness: Ways to Lower Holiday Spending\",\"datePublished\":\"2023-10-21T02:00:04+00:00\",\"dateModified\":\"2025-07-04T01:32:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/\"},\"wordCount\":733,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.pcfcu.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\",\"articleSection\":[\"Financial Fitness\"],\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/\",\"url\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/\",\"name\":\"Financial Fitness: Ways to Lower Holiday Spending - Peninsula CU\",\"isPartOf\":{\"@id\":\"https:\/\/www.pcfcu.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\",\"datePublished\":\"2023-10-21T02:00:04+00:00\",\"dateModified\":\"2025-07-04T01:32:22+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#primaryimage\",\"url\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\",\"contentUrl\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\",\"width\":2560,\"height\":1103,\"caption\":\"Portable calculator, gift boxes, and piggy bank with Santa hat for holiday savings and financial planning at Peninsula CU.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.pcfcu.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financial Fitness: Ways to Lower Holiday Spending\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pcfcu.org\/#website\",\"url\":\"https:\/\/www.pcfcu.org\/\",\"name\":\"Peninsula CU\",\"description\":\"Our Priority is You\",\"publisher\":{\"@id\":\"https:\/\/www.pcfcu.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pcfcu.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pcfcu.org\/#organization\",\"name\":\"Peninsula CU\",\"url\":\"https:\/\/www.pcfcu.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg\",\"contentUrl\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg\",\"width\":386,\"height\":286,\"caption\":\"Peninsula CU\"},\"image\":{\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/PeninsulaCreditUnion\",\"https:\/\/x.com\/pcfcuwa\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0\",\"name\":\"pixelspoke\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g\",\"caption\":\"pixelspoke\"},\"url\":\"https:\/\/www.pcfcu.org\/es\/blog\/author\/pixelspoke\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bienestar financiero: Maneras de reducir los gastos navide\u00f1os - Peninsula CU","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-maneras-de-reducir-los-gastos-de-las-vacaciones\/","og_locale":"es_ES","og_type":"article","og_title":"Financial Fitness: Ways to Lower Holiday Spending - Peninsula CU","og_description":"Holiday spending is often a spending plan-buster. The expenses can be numerous: presents, wrapping paper, cards, decorations, food, and travel, … Read More","og_url":"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-maneras-de-reducir-los-gastos-de-las-vacaciones\/","og_site_name":"Peninsula CU","article_publisher":"https:\/\/www.facebook.com\/PeninsulaCreditUnion","article_published_time":"2023-10-21T02:00:04+00:00","article_modified_time":"2025-07-04T01:32:22+00:00","og_image":[{"width":2560,"height":1103,"url":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","type":"image\/jpeg"}],"author":"pixelspoke","twitter_card":"summary_large_image","twitter_creator":"@pcfcuwa","twitter_site":"@pcfcuwa","twitter_misc":{"Written by":"pixelspoke","Est. reading time":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#article","isPartOf":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/"},"author":{"name":"pixelspoke","@id":"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0"},"headline":"Financial Fitness: Ways to Lower Holiday Spending","datePublished":"2023-10-21T02:00:04+00:00","dateModified":"2025-07-04T01:32:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/"},"wordCount":733,"commentCount":0,"publisher":{"@id":"https:\/\/www.pcfcu.org\/#organization"},"image":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","articleSection":["Financial Fitness"],"inLanguage":"es-ES","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/","url":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/","name":"Bienestar financiero: Maneras de reducir los gastos navide\u00f1os - Peninsula CU","isPartOf":{"@id":"https:\/\/www.pcfcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#primaryimage"},"image":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","datePublished":"2023-10-21T02:00:04+00:00","dateModified":"2025-07-04T01:32:22+00:00","breadcrumb":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/"]}]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#primaryimage","url":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","contentUrl":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","width":2560,"height":1103,"caption":"Portable calculator, gift boxes, and piggy bank with Santa hat for holiday savings and financial planning at Peninsula CU."},{"@type":"BreadcrumbList","@id":"https:\/\/www.pcfcu.org\/es\/blog\/financial-fitness-ways-to-lower-holiday-spending\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pcfcu.org\/"},{"@type":"ListItem","position":2,"name":"Financial Fitness: Ways to Lower Holiday Spending"}]},{"@type":"WebSite","@id":"https:\/\/www.pcfcu.org\/#website","url":"https:\/\/www.pcfcu.org\/","name":"Pen\u00ednsula CU","description":"Nuestra prioridad eres t\u00fa","publisher":{"@id":"https:\/\/www.pcfcu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pcfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Organization","@id":"https:\/\/www.pcfcu.org\/#organization","name":"Pen\u00ednsula CU","url":"https:\/\/www.pcfcu.org\/","logo":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg","contentUrl":"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg","width":386,"height":286,"caption":"Peninsula CU"},"image":{"@id":"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/PeninsulaCreditUnion","https:\/\/x.com\/pcfcuwa"]},{"@type":"Person","@id":"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0","name":"pixelspoke","image":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g","caption":"pixelspoke"},"url":"https:\/\/www.pcfcu.org\/es\/blog\/author\/pixelspoke\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts\/3914","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/comments?post=3914"}],"version-history":[{"count":1,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts\/3914\/revisions"}],"predecessor-version":[{"id":4085,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts\/3914\/revisions\/4085"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/media\/3915"}],"wp:attachment":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/media?parent=3914"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/categories?post=3914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}