{"id":3932,"date":"2024-01-05T16:23:21","date_gmt":"2024-01-06T00:23:21","guid":{"rendered":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/"},"modified":"2025-07-03T18:32:27","modified_gmt":"2025-07-04T01:32:27","slug":"aptitud-financiera-pasos-poderosos-para-pagar-la-deuda-de-las-vacaciones","status":"publish","type":"post","link":"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-pasos-poderosos-para-pagar-la-deuda-de-las-vacaciones\/","title":{"rendered":"Aptitud financiera: Pasos efectivos para saldar las deudas de las fiestas"},"content":{"rendered":"<p><p style=\"text-align: left;\">\u00bfTe excediste un poco con los gastos navide\u00f1os este a\u00f1o? No eres el \u00fanico.<\/p>\n<p style=\"text-align: left;\">Es dif\u00edcil resistir la tentaci\u00f3n de gastar de m\u00e1s al comprar regalos para familiares y amigos, especialmente cuando tantas tiendas ofrecen los mayores descuentos del a\u00f1o. Si de repente te encuentras bajo una monta\u00f1a de deudas de tarjetas de cr\u00e9dito u otras deudas, aqu\u00ed tienes algunos m\u00e9todos para salir adelante:<\/p>\n<p style=\"text-align: left;\"><strong>Sume sus costos estacionales<\/strong><br \/>\nEl primer paso es calcular el monto exacto de tu deuda de vacaciones. Esto es \u00fatil por un par de razones. Para empezar, necesitas saber tu monto objetivo para elaborar un plan de pago.<\/p>\n<p style=\"text-align: left;\">Esto tambi\u00e9n te da un marco para planificar tus futuros gastos navide\u00f1os. Si tus ingresos se mantienen pr\u00e1cticamente iguales, puedes planificar ahorrar m\u00e1s o gastar menos en regalos que el a\u00f1o pasado.<\/p>\n<p style=\"text-align: left;\"><strong>Aborde primero las deudas con intereses m\u00e1s altos (el m\u00e9todo de pago bola de nieve)<\/strong><br \/>\nNo todas las deudas son iguales. A la larga, pagar\u00e1s m\u00e1s con tarjetas de cr\u00e9dito con tasas de inter\u00e9s m\u00e1s altas que con tarjetas con tasas m\u00e1s bajas. Empieza por identificar el saldo m\u00e1s alto de tu tarjeta de cr\u00e9dito. Con el m\u00e9todo de bola de nieve, pagas el m\u00ednimo de tus otras tarjetas y acumulas el dinero extra en el pago de la tarjeta m\u00e1s cara. Una vez saldada, conc\u00e9ntrate en la siguiente tarjeta m\u00e1s cara, y as\u00ed sucesivamente. Ahorrar\u00e1s dinero al pagar menos intereses con el tiempo y estar\u00e1s m\u00e1s cerca de estar completamente libre de deudas.<\/p>\n<p style=\"text-align: left;\"><strong>Reorganiza tu presupuesto<\/strong><br \/>\nSi te cuesta adelantarte a tus deudas estacionales, quiz\u00e1s debas revisar detenidamente tu presupuesto (y si nunca has hecho uno, \u00a1principios de a\u00f1o es un buen momento para empezar!). \u00bfPuedes comer menos fuera? \u00bfPreparar caf\u00e9 en casa en lugar de comprarlo a diario? Identifica \u00e1reas en las que puedes ahorrar y destina ese dinero extra a las compras navide\u00f1as.<\/p>\n<p style=\"text-align: left;\"><strong>No gastes m\u00e1s de lo que ganas<\/strong><br \/>\nEsta regla cl\u00e1sica de las finanzas personales es cl\u00e1sica por una raz\u00f3n: funciona. Todos tenemos buenas intenciones al ahorrar, pero es f\u00e1cil caer en el h\u00e1bito de usar la tarjeta de cr\u00e9dito cuando queremos comprar algo y no tenemos efectivo.<\/p>\n<p style=\"text-align: left;\"><strong>Pide ayuda si la necesitas<\/strong><br \/>\n\u00bfNecesitas ayuda para afrontar tus deudas navide\u00f1as de forma responsable? Ll\u00e1mame para ver si estos consejos u otra opci\u00f3n como la de Peninsula te sirven. <em><a href=\"https:\/\/www.pcfcu.org\/es\/cualquier-cosa\/\"><strong>Pr\u00e9stamo de cualquier cosa<\/strong><\/a><\/em> son la mejor ruta para ayudarle a volver al buen camino.<\/p>\n<p style=\"text-align: left;\">\n<p style=\"text-align: left;\"><em>En resumen, si no lo tienes, no lo gastes. Despu\u00e9s de pagar tus facturas y ahorrar, haz un presupuesto discrecional y c\u00famplelo.<\/em><\/p>\n<figure id=\"attachment_4331\" aria-describedby=\"caption-attachment-4331\" style=\"width: 150px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-4331 size-thumbnail\" src=\"https:\/\/www.pcfcu.org\/wp-content\/uploads\/Darrell-McVea-WEB-150x150.jpg\" alt=\"Darrell McVea, Educador Financiero Comunitario\" width=\"150\" height=\"150\" \/><figcaption id=\"caption-attachment-4331\" class=\"wp-caption-text\">Darrell McVea<br \/>Educador financiero comunitario<br \/>800.426.1601 x3184<br \/><a href=\"mailto:dmcvea@pcfcu.org\">dmcvea@pcfcu.org<\/a><br \/><a href=\"http:\/\/pcfcu.balancepro.org\" target=\"_blank\" rel=\"noopener\">pcfcu.balancepro.org<\/a><\/figcaption><\/figure>","protected":false},"excerpt":{"rendered":"<p>\u00bfTe pasaste un poco con los gastos navide\u00f1os este a\u00f1o? No eres el \u00fanico. Es dif\u00edcil resistir la tentaci\u00f3n... <a href=\"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-pasos-poderosos-para-pagar-la-deuda-de-las-vacaciones\/\">Leer m\u00e1s<\/a><\/p>","protected":false},"author":10,"featured_media":3915,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[23],"class_list":["post-3932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-fitness"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Fitness: Powerful Steps for Paying Down Holiday Debt - Peninsula CU<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-pasos-poderosos-para-pagar-la-deuda-de-las-vacaciones\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Fitness: Powerful Steps for Paying Down Holiday Debt - Peninsula CU\" \/>\n<meta property=\"og:description\" content=\"Did you go a little overboard with holiday spending this year? You\u2019re not alone. It\u2019s hard to resist the temptation &hellip; Read More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-pasos-poderosos-para-pagar-la-deuda-de-las-vacaciones\/\" \/>\n<meta property=\"og:site_name\" content=\"Peninsula CU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PeninsulaCreditUnion\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-06T00:23:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-04T01:32:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1103\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"pixelspoke\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@pcfcuwa\" \/>\n<meta name=\"twitter:site\" content=\"@pcfcuwa\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pixelspoke\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/\"},\"author\":{\"name\":\"pixelspoke\",\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0\"},\"headline\":\"Financial Fitness: Powerful Steps for Paying Down Holiday Debt\",\"datePublished\":\"2024-01-06T00:23:21+00:00\",\"dateModified\":\"2025-07-04T01:32:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/\"},\"wordCount\":471,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.pcfcu.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\",\"articleSection\":[\"Financial Fitness\"],\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/\",\"url\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/\",\"name\":\"Financial Fitness: Powerful Steps for Paying Down Holiday Debt - Peninsula CU\",\"isPartOf\":{\"@id\":\"https:\/\/www.pcfcu.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\",\"datePublished\":\"2024-01-06T00:23:21+00:00\",\"dateModified\":\"2025-07-04T01:32:27+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#primaryimage\",\"url\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\",\"contentUrl\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg\",\"width\":2560,\"height\":1103,\"caption\":\"Portable calculator, gift boxes, and piggy bank with Santa hat for holiday savings and financial planning at Peninsula CU.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.pcfcu.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financial Fitness: Powerful Steps for Paying Down Holiday Debt\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pcfcu.org\/#website\",\"url\":\"https:\/\/www.pcfcu.org\/\",\"name\":\"Peninsula CU\",\"description\":\"Our Priority is You\",\"publisher\":{\"@id\":\"https:\/\/www.pcfcu.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pcfcu.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pcfcu.org\/#organization\",\"name\":\"Peninsula CU\",\"url\":\"https:\/\/www.pcfcu.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg\",\"contentUrl\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg\",\"width\":386,\"height\":286,\"caption\":\"Peninsula CU\"},\"image\":{\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/PeninsulaCreditUnion\",\"https:\/\/x.com\/pcfcuwa\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0\",\"name\":\"pixelspoke\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g\",\"caption\":\"pixelspoke\"},\"url\":\"https:\/\/www.pcfcu.org\/es\/blog\/author\/pixelspoke\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bienestar financiero: Pasos efectivos para saldar las deudas navide\u00f1as - Peninsula CU","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-pasos-poderosos-para-pagar-la-deuda-de-las-vacaciones\/","og_locale":"es_ES","og_type":"article","og_title":"Financial Fitness: Powerful Steps for Paying Down Holiday Debt - Peninsula CU","og_description":"Did you go a little overboard with holiday spending this year? You\u2019re not alone. It\u2019s hard to resist the temptation &hellip; Read More","og_url":"https:\/\/www.pcfcu.org\/es\/blog\/aptitud-financiera-pasos-poderosos-para-pagar-la-deuda-de-las-vacaciones\/","og_site_name":"Peninsula CU","article_publisher":"https:\/\/www.facebook.com\/PeninsulaCreditUnion","article_published_time":"2024-01-06T00:23:21+00:00","article_modified_time":"2025-07-04T01:32:27+00:00","og_image":[{"width":2560,"height":1103,"url":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","type":"image\/jpeg"}],"author":"pixelspoke","twitter_card":"summary_large_image","twitter_creator":"@pcfcuwa","twitter_site":"@pcfcuwa","twitter_misc":{"Written by":"pixelspoke","Est. reading time":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#article","isPartOf":{"@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/"},"author":{"name":"pixelspoke","@id":"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0"},"headline":"Financial Fitness: Powerful Steps for Paying Down Holiday Debt","datePublished":"2024-01-06T00:23:21+00:00","dateModified":"2025-07-04T01:32:27+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/"},"wordCount":471,"commentCount":0,"publisher":{"@id":"https:\/\/www.pcfcu.org\/#organization"},"image":{"@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","articleSection":["Financial Fitness"],"inLanguage":"es-ES","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/","url":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/","name":"Bienestar financiero: Pasos efectivos para saldar las deudas navide\u00f1as - Peninsula CU","isPartOf":{"@id":"https:\/\/www.pcfcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#primaryimage"},"image":{"@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","datePublished":"2024-01-06T00:23:21+00:00","dateModified":"2025-07-04T01:32:27+00:00","breadcrumb":{"@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/"]}]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#primaryimage","url":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","contentUrl":"https:\/\/www.pcfcu.org\/files\/Screenshot-2023-10-04-at-2.32.51-PM-scaled.jpg","width":2560,"height":1103,"caption":"Portable calculator, gift boxes, and piggy bank with Santa hat for holiday savings and financial planning at Peninsula CU."},{"@type":"BreadcrumbList","@id":"https:\/\/www.pcfcu.org\/blog\/financial-fitness-powerful-steps-for-paying-down-holiday-debt\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pcfcu.org\/"},{"@type":"ListItem","position":2,"name":"Financial Fitness: Powerful Steps for Paying Down Holiday Debt"}]},{"@type":"WebSite","@id":"https:\/\/www.pcfcu.org\/#website","url":"https:\/\/www.pcfcu.org\/","name":"Pen\u00ednsula CU","description":"Nuestra prioridad eres t\u00fa","publisher":{"@id":"https:\/\/www.pcfcu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pcfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Organization","@id":"https:\/\/www.pcfcu.org\/#organization","name":"Pen\u00ednsula CU","url":"https:\/\/www.pcfcu.org\/","logo":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg","contentUrl":"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg","width":386,"height":286,"caption":"Peninsula CU"},"image":{"@id":"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/PeninsulaCreditUnion","https:\/\/x.com\/pcfcuwa"]},{"@type":"Person","@id":"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0","name":"pixelspoke","image":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g","caption":"pixelspoke"},"url":"https:\/\/www.pcfcu.org\/es\/blog\/author\/pixelspoke\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts\/3932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/comments?post=3932"}],"version-history":[{"count":1,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts\/3932\/revisions"}],"predecessor-version":[{"id":4073,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts\/3932\/revisions\/4073"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/media\/3915"}],"wp:attachment":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/media?parent=3932"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/categories?post=3932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}