{"id":3976,"date":"2025-01-11T16:43:33","date_gmt":"2025-01-12T00:43:33","guid":{"rendered":"https:\/\/www.pcfcu.org\/blog\/wow-story-from-credit-struggles-to-homeownership\/"},"modified":"2025-07-03T18:32:39","modified_gmt":"2025-07-04T01:32:39","slug":"una-historia-increible-desde-problemas-de-credito-hasta-la-propiedad-de-una-vivienda","status":"publish","type":"post","link":"https:\/\/www.pcfcu.org\/es\/blog\/una-historia-increible-desde-problemas-de-credito-hasta-la-propiedad-de-una-vivienda\/","title":{"rendered":"Historia WOW: De los problemas de cr\u00e9dito a la propiedad de una vivienda"},"content":{"rendered":"<p><p data-pm-slice=\"1 1 []\">Joseph, un joven miembro, visit\u00f3 nuestra sucursal de Shelton recientemente para abrir una cuenta y nos cont\u00f3 que su historial crediticio le imped\u00eda alcanzar sus sue\u00f1os. Hab\u00eda recibido una cuenta incobrable de otra cooperativa de cr\u00e9dito, pero estaba pagando activamente. Nuestro compa\u00f1ero de equipo, Charlie, lo gui\u00f3 para solicitar una cuenta. <a href=\"https:\/\/www.pcfcu.org\/es\/fondos-de-emergencia\/\">Pr\u00e9stamo alternativo de d\u00eda de pago (PAL)<\/a> para pagar la mitad de la deuda y brind\u00f3 un valioso asesoramiento crediticio.<\/p>\n<p data-pm-slice=\"1 1 []\">Seis meses despu\u00e9s, Joseph regres\u00f3 con buenas noticias: su puntaje de cr\u00e9dito era el m\u00e1s alto de su historia y se preparaba para comprar una casa. Gracias a los consejos de Charlie, hab\u00eda desarrollado s\u00f3lidos h\u00e1bitos financieros y ya hab\u00eda agendado una cita con nuestra agente hipotecaria, Hollyanna.<\/p>\n<p data-pm-slice=\"1 1 []\">Estamos orgullosos de tu progreso, Joseph, \u00a1y te deseamos mucha suerte en la b\u00fasqueda de tu hogar!<\/p><\/p>","protected":false},"excerpt":{"rendered":"<p>Joseph, un miembro joven, visit\u00f3 recientemente nuestra sucursal de Shelton para abrir una cuenta y comparti\u00f3 que su puntaje de cr\u00e9dito era\u2026 <a href=\"https:\/\/www.pcfcu.org\/es\/blog\/una-historia-increible-desde-problemas-de-credito-hasta-la-propiedad-de-una-vivienda\/\">Leer m\u00e1s<\/a><\/p>","protected":false},"author":10,"featured_media":3977,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[49],"class_list":["post-3976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wow-stories"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>WOW Story: From Credit Struggles to Homeownership - Peninsula CU<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pcfcu.org\/es\/blog\/una-historia-increible-desde-problemas-de-credito-hasta-la-propiedad-de-una-vivienda\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"WOW Story: From Credit Struggles to Homeownership - Peninsula CU\" \/>\n<meta property=\"og:description\" content=\"Joseph, a young member, visited our Shelton branch recently to open an account, and shared that his credit score was &hellip; Read More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pcfcu.org\/es\/blog\/una-historia-increible-desde-problemas-de-credito-hasta-la-propiedad-de-una-vivienda\/\" \/>\n<meta property=\"og:site_name\" content=\"Peninsula CU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PeninsulaCreditUnion\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-12T00:43:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-04T01:32:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"2048\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"pixelspoke\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@pcfcuwa\" \/>\n<meta name=\"twitter:site\" content=\"@pcfcuwa\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pixelspoke\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/\"},\"author\":{\"name\":\"pixelspoke\",\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0\"},\"headline\":\"WOW Story: From Credit Struggles to Homeownership\",\"datePublished\":\"2025-01-12T00:43:33+00:00\",\"dateModified\":\"2025-07-04T01:32:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/\"},\"wordCount\":135,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.pcfcu.org\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg\",\"articleSection\":[\"WOW Stories\"],\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/\",\"url\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/\",\"name\":\"WOW Story: From Credit Struggles to Homeownership - Peninsula CU\",\"isPartOf\":{\"@id\":\"https:\/\/www.pcfcu.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg\",\"datePublished\":\"2025-01-12T00:43:33+00:00\",\"dateModified\":\"2025-07-04T01:32:39+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#breadcrumb\"},\"inLanguage\":\"es-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#primaryimage\",\"url\":\"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg\",\"contentUrl\":\"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg\",\"width\":2560,\"height\":2048},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.pcfcu.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"WOW Story: From Credit Struggles to Homeownership\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pcfcu.org\/#website\",\"url\":\"https:\/\/www.pcfcu.org\/\",\"name\":\"Peninsula CU\",\"description\":\"Our Priority is You\",\"publisher\":{\"@id\":\"https:\/\/www.pcfcu.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pcfcu.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-ES\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pcfcu.org\/#organization\",\"name\":\"Peninsula CU\",\"url\":\"https:\/\/www.pcfcu.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg\",\"contentUrl\":\"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg\",\"width\":386,\"height\":286,\"caption\":\"Peninsula CU\"},\"image\":{\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/PeninsulaCreditUnion\",\"https:\/\/x.com\/pcfcuwa\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0\",\"name\":\"pixelspoke\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-ES\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g\",\"caption\":\"pixelspoke\"},\"url\":\"https:\/\/www.pcfcu.org\/es\/blog\/author\/pixelspoke\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Historia WOW: De los problemas de cr\u00e9dito a la propiedad de una vivienda - Peninsula CU","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pcfcu.org\/es\/blog\/una-historia-increible-desde-problemas-de-credito-hasta-la-propiedad-de-una-vivienda\/","og_locale":"es_ES","og_type":"article","og_title":"WOW Story: From Credit Struggles to Homeownership - Peninsula CU","og_description":"Joseph, a young member, visited our Shelton branch recently to open an account, and shared that his credit score was &hellip; Read More","og_url":"https:\/\/www.pcfcu.org\/es\/blog\/una-historia-increible-desde-problemas-de-credito-hasta-la-propiedad-de-una-vivienda\/","og_site_name":"Peninsula CU","article_publisher":"https:\/\/www.facebook.com\/PeninsulaCreditUnion","article_published_time":"2025-01-12T00:43:33+00:00","article_modified_time":"2025-07-04T01:32:39+00:00","og_image":[{"width":2560,"height":2048,"url":"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg","type":"image\/jpeg"}],"author":"pixelspoke","twitter_card":"summary_large_image","twitter_creator":"@pcfcuwa","twitter_site":"@pcfcuwa","twitter_misc":{"Written by":"pixelspoke","Est. reading time":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#article","isPartOf":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/"},"author":{"name":"pixelspoke","@id":"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0"},"headline":"WOW Story: From Credit Struggles to Homeownership","datePublished":"2025-01-12T00:43:33+00:00","dateModified":"2025-07-04T01:32:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/"},"wordCount":135,"commentCount":0,"publisher":{"@id":"https:\/\/www.pcfcu.org\/#organization"},"image":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg","articleSection":["WOW Stories"],"inLanguage":"es-ES","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/","url":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/","name":"Historia WOW: De los problemas de cr\u00e9dito a la propiedad de una vivienda - Peninsula CU","isPartOf":{"@id":"https:\/\/www.pcfcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#primaryimage"},"image":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg","datePublished":"2025-01-12T00:43:33+00:00","dateModified":"2025-07-04T01:32:39+00:00","breadcrumb":{"@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/"]}]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#primaryimage","url":"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg","contentUrl":"https:\/\/www.pcfcu.org\/files\/Joseph-move-scaled-1.jpg","width":2560,"height":2048},{"@type":"BreadcrumbList","@id":"https:\/\/www.pcfcu.org\/es\/blog\/wow-story-from-credit-struggles-to-homeownership\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pcfcu.org\/"},{"@type":"ListItem","position":2,"name":"WOW Story: From Credit Struggles to Homeownership"}]},{"@type":"WebSite","@id":"https:\/\/www.pcfcu.org\/#website","url":"https:\/\/www.pcfcu.org\/","name":"Pen\u00ednsula CU","description":"Nuestra prioridad eres t\u00fa","publisher":{"@id":"https:\/\/www.pcfcu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pcfcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Organization","@id":"https:\/\/www.pcfcu.org\/#organization","name":"Pen\u00ednsula CU","url":"https:\/\/www.pcfcu.org\/","logo":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg","contentUrl":"https:\/\/www.pcfcu.org\/files\/Screenshot-2025-09-19-at-3.54.32-PM.jpg","width":386,"height":286,"caption":"Peninsula CU"},"image":{"@id":"https:\/\/www.pcfcu.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/PeninsulaCreditUnion","https:\/\/x.com\/pcfcuwa"]},{"@type":"Person","@id":"https:\/\/www.pcfcu.org\/#\/schema\/person\/41d896c3db44170b252f2b425f0cd3a0","name":"pixelspoke","image":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/05c066c45a98c8327286f81cee830676561bc1a1198dbfd5fab2dd0feb2c7fff?s=96&d=mm&r=g","caption":"pixelspoke"},"url":"https:\/\/www.pcfcu.org\/es\/blog\/author\/pixelspoke\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts\/3976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/comments?post=3976"}],"version-history":[{"count":1,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts\/3976\/revisions"}],"predecessor-version":[{"id":4122,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/posts\/3976\/revisions\/4122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/media\/3977"}],"wp:attachment":[{"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/media?parent=3976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pcfcu.org\/es\/wp-json\/wp\/v2\/categories?post=3976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}