Have More Vrooom This Summer

Apply for an auto loan and save more!

If you get denied for an auto loan with Peninsula Credit Union during the promotional period we’ll give you $100.00

New or Used Autos are eligible

Valid on loans originated in one of our branches, over the phone with a Peninsula Credit Union Representative, or online at PCFCU.org

Apply Online

Offer applies to auto loans applied for after July 1, 2017. $100 deposit will be put into your account if denied for an auto loan. Member eligibility required. Loans financed with the credit union or previously applied for are not eligible for this promotion. Maximum payment to income (PTI) is 15% to be eligible for offer, Member may qualify for higher amount but if applies for higher & PTI over 15% would not qualify for incentive. Valid on Direct loans only. Maximum loan request to be eligible for offer is $25,000 and minimum residual income is $1,000. Applicant must not be in an open bankruptcy. Offer is limited to purchase and refinance transactions only and must fit (Loan to Value) LTV Guidelines. Offer may be withdrawn at any time. See credit union for details.


Rates & Fees

View our current rates and fees that apply to all loans.

Apply Online

Apply for an auto, boat, motorcycle or RV loan online.


Get Peninsula Credit Union financing right at the dealership!

Auto Solution

Have vehicle in mind? Have a professional Auto Solution agent do the negotiations for you!

Mechanical Repair Coverage

Provides protection against mechanical repairs beyond your existing manufacturer’s warranty.

Guaranteed Asset Protection (GAP)

Protection designed to eliminate your unpaid loan balance in the event your vehicle is stolen or damaged beyond repair.

Member’s Choice Debt Protection

Debt Protection can help relieve financial pressure in the event of death, disability, or involuntary unemployment.

Auto Loan Calculators

Use our auto loan calculators to determine loan payments, compare leasing vs. buying, and more!