Peninsula Credit Union

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PHIL stands for a Peninsula Home Improvement Loan specifically designed to help you get things done around the house!

PHILs can range from $500 up to $15,000 depending on your need and offer a fixed rate of 7.24%APR* for a 60 month loan and 7.49%APR* for a 10 year loan.

It’s not a 2nd mortgage, not a lien and not secured against your home. It’s quick and easy to apply.

Applying is fast and easy with same day answers in most cases.

  • Fixed rate and payment
  • Easy application process
  • Terrific, low rates

For more information about getting PHIL to work for you, visit a branch, call (800) 426-1601 or apply online.

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Loans are subject to approval. *APR refers to Annual Percentage Rate and is effective as of June 11, 2014. Additional terms and conditions may apply. Loan amounts from $500 to $15,000. Pay only 7.24% APR for 60 monthly payments of $19.92 for each $1,000 borrowed. Pay only 7.49% APR for 120 monthly payments of $11.88 per $1000 borrowed. Terms available from 60 months, up to 120 months. See a representative for details. This is a limited time offer and may be withdrawn at any time.

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This credit union is federally insured by the National Credit Union Administration.

Routing Number: 325182344 (wire instructions)