Peninsula Credit Union

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Resources and Information

We strive to provide convenient and easy access to your funds, account information and the staff at your local Peninsula Credit Union. Below is information on several account access avenues.

Auto Buying

Auto SolutionAuto Solution
Auto Solution provides a hassle free auto buying experience.

You are leaving the Peninsula Credit Union Web Site. While we do, in good faith, believe this site to be of value to our members, privacy and security policies may differ from those practiced by Peninsula Credit Union. Additionally, Peninsula Credit Union is not responsible for the content, security or operation of this linked site. Peninsula Credit Union does not represent either the third party or the member if the two enter into a transaction.

To continue on to Auto Solution's Web site, click here


CUDLCUDL
CUDL (CU Direct Corporation) the leading provider of indirect lending and point-of-sale services for the credit union industry and creator of the Credit Union Direct Lending (CUDL) program. As a credit union-owned service organization, we develop custom applications, training and marketing programs to help participating credit unions serve their members’ auto buying needs.

You are leaving the Peninsula Credit Union Web Site. While we do, in good faith, believe this site to be of value to our members, privacy and security policies may differ from those practiced by Peninsula Credit Union. Additionally, Peninsula Credit Union is not responsible for the content, security or operation of this linked site. Peninsula Credit Union does not represent either the third party or the member if the two enter into a transaction.

To continue on to CUDL's Web site, click here


Insurance Verification

Verify your auto insurance protection.

You are leaving the Peninsula Credit Union Web Site. While we do, in good faith, believe this site to be of value to our members, privacy and security policies may differ from those practiced by Peninsula Credit Union. Additionally, Peninsula Credit Union is not responsible for the content, security or operation of this linked site. Peninsula Credit Union does not represent either the third party or the member if the two enter into a transaction.

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Fee Schedule

Effective 11/7/12

Personal Checking

Vantage $5.95
Horizons ($5.95 if balance falls below $500) Free
Vista Checking (when account qualifications are met) Free
Simpl-e (unless not enrolled in eStatements, otherwise $2.50) Free
Shares Plus (if average balance falls below $2,500) $10.00
Summit Money Market (if average balance falls below $45,000) $25.00
Renew* $9.95

* A provisional checking account issued at the discretion of the credit union.

 

 

Check Printing

Vantage and Horizons Checking (one design only) Free
Vista, Simpl-e & Business Checking (depends upon styles selected) Varies

Business Checking

Service Charge $7.50
First 20 Checks that Clear Free
Each Check over 20 that Clears $0.10

ATM/VISA Check Cards

ATM Transactions:
PCFCU ATMs Free
Non-PCFCU ATM Transactions
Vantage / Horizons Checking Free
Vista Checking Free up to $20.00 (if monthly account conditions are met) Free
Vista Checking (if monthly account conditions are not met) $1.00 ea
Simpl-e, Business Checking, Renew $1.00 ea
Replacement Card $5.00 ea
ATM Insufficient Funds $30.00 ea
Deposit Items Returned (through ATM) $20.00
Sales Draft Copies $6.00 ea
International Service Assessment Fee
(charged for card transaction(s) made in a foreign country)
2% of transaction

Other Checking Account Fees

Stop Payments $30.00 ea
Insufficient Funds (each overdraft) $30.00 ea
Deposit Items returned $20.00 ea
Check Copies (free to e-Statement users) $5.00 ea
Statement Copies $3.00 ea
Automatic Overdraft Transfer $5.00 ea
Check Rescue Activation $30.00
Checking Account Closed per Management $30.00
Inactive checking account fee (inactive 12 months or more) mo. fee $10.00

Electronic Services

Electronic payment handling fee $15.00
One-time ACH debit fee $15.00

Bill Payment

Bill Payment Service (Free for first 3 months after activation)
(When a minimum of one bill per month is paid)
Free
(When service is not used during month) $7.00
Expedited Payments $9.95 ea
Stop Payment Requests $30.00 ea
Payment Investigation/Research (per hour, 1 hr min ) $25.00/$35.00 legal
Bill Payment Check Copy $20.00
Automatic Overdraft Transfer $5.00 ea
Failed/Insufficient Funds Payment (each) $30.00 ea
Money HQ External Transfer $1.50 ea

Safe Deposit Boxes Annual Rental

(Box size may vary by location)

3X5 $30.00
5X5 $35.00
3X10 $45.00
5X10 $60.00
6X10 $60.00
9X10 $80.00
10X10 $100.00
Initial key deposit $5.00
Box drilling / lock change current locksmith charges

Vantage & Horizons Checking Accounts receive 50% off annual rental fee

Note: NCUA does not insure Safe Deposit Box Contents

Miscellaneous Fees

Individual Retirement Accounts (IRAs) $12.00 annual fee
Money Orders (Vantage & Horizons - 3 free per month) $3.50 ea

Teller Checks (no charge if payable to member or over $1,000)

(Vantage & Horizons - 3 free per month)

$3.50 ea
Insufficient Funds $30.00
Research Fee per hour (1 hour minimum) $30.00/$50.00 legal
Account Reconciliation per hour (1/2 hour min) $25.00/$35.00 legal
Copy of statements, tax forms, printouts $3.00
Notary Service (per document) $5.00
Inactive Account (dormant 12 months or more) monthly fee $10.00
Dormant Account Unclaimed Property Processing $25.00
Early Account Closure (if closed within 90 days of opening) $5.00
Member check replacement for non-members (per item) $8.00
Foreign Wire $35.00
Outgoing Wire (Domestic) $20.00
Incoming Wire (Domestic) $15.00
Photocopies (Vantage & Horizons - 10 copies free per month) $0.25 ea
Garnishment, Levy, Notice to Withhold (per notice) $50.00
Portfolio Loan Refinance (per loan refinanced) $100.00
Collection Items (per item) $18.00 and costs
Invalid Address Account (monthly) $10.00
Excess Transaction (savings/money market transaction that exceeds the transaction limitation imposed by Regulation D) $30.00 ea
Coin Counting Fee (Vantage & Horizons - Free) 5% of Coin Processed
Consumer Loan Modification Fee (per loan modified) $100.00
International ACH Transaction $15.00 ea

Prepaid VISA Gift Card

VISA Gift Card $5.00 - $100.00 card

Cost of Card on amounts $101 to $750

Monthly service fee after 12 months of inactivity

 

$2.95

$4.95

$2.50

Reloadable VISA Card

Cost of Card

Monthly maintenance fee (Free for first 60 days)

See Atira reload fee schedule for other applicable fees

 

$5.95

$4.95

 

As a non-profit financial cooperative, we believe all members have a responsibility to share reasonable cost.

Any policies and/or rates stated herein are those in effect on date of publication and are subject to change.

You will be notified of changes as required by law.

Please take this opportunity to review PCFCU's Privacy Policy and Terms and Conditions of Use.

 

Consumer Info

 

turbo tax

The electronic filing and refund of your tax return requires routing and checking numbers. These can be found on your check in the indicated areas below.

routing-number

You are leaving the Peninsula Credit Union Web Site. While we do, in good faith, believe this site to be of value to our members, privacy and security policies may differ from those practiced by Peninsula Credit Union. Additionally, Peninsula Credit Union is not responsible for the content, security or operation of this linked site. Peninsula Credit Union does not represent either the third party or the member if the two enter into a transaction.

To continue click here

You are leaving the Peninsula Credit Union Web Site. While we do, in good faith, believe this site to be of value to our members, privacy and security policies may differ from those practiced by Peninsula Credit Union. Additionally, Peninsula Credit Union is not responsible for the content, security or operation of this linked site. Peninsula Credit Union does not represent either the third party or the member if the two enter into a transaction.

To continue click here

You are leaving the Peninsula Credit Union Web Site. While we do, in good faith, believe this site to be of value to our members, privacy and security policies may differ from those practiced by Peninsula Credit Union. Additionally, Peninsula Credit Union is not responsible for the content, security or operation of this linked site. Peninsula Credit Union does not represent either the third party or the member if the two enter into a transaction.

To continue click here

You are leaving the Peninsula Credit Union Web Site. While we do, in good faith, believe this site to be of value to our members, privacy and security policies may differ from those practiced by Peninsula Credit Union. Additionally, Peninsula Credit Union is not responsible for the content, security or operation of this linked site. Peninsula Credit Union does not represent either the third party or the member if the two enter into a transaction.

To continue click here

You are leaving the Peninsula Credit Union Web Site. While we do, in good faith, believe this site to be of value to our members, privacy and security policies may differ from those practiced by Peninsula Credit Union. Additionally, Peninsula Credit Union is not responsible for the content, security or operation of this linked site. Peninsula Credit Union does not represent either the third party or the member if the two enter into a transaction.

To continue click here

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This credit union is federally insured by the National Credit Union Administration.