#AMWL

VISA® CREDIT CARD BALANCE TRANSFER

Adventure More, Worry Less with this special promotion

$0 Balance Transfer Fee

0 %APR*for 12 months

Thanks for your interest, but this special has expired.

Balance Transfer Details

#AMWL

With special travel perks on our Priority Platinum and Signature Rewards Visa® cards, you can Adventure More, Worry Less (AMWL) when you transfer your balance for a $0 fee.

Combine several payments into one easy one

With only one monthly payment you lower your monthly expenses.

No Balance Transfer Fees**

Many credit card companies charge a fee for completing the transfer. At PCU, we won’t charge a fee for this service, allowing you to put more of your money toward paying down your balance.

Simplify your financial life

You’ll have just one card to keep track of and one payment to make each month.

Disclosures

PENINSULA CREDIT UNION

VISA CREDIT CARD ACCOUNT DISCLOSURES

 

INTEREST RATES AND INTEREST CHARGES
 

 

Annual Percentage Rate (APR)

for Purchases, Balance Transfers and Cash Advances

Signature Rewards & Platinum VISA Programs

0% introductory APR for 12 months on Balance Transfers until July 31, 2022.  And 0% introductory APR for 12 months.

After that, your APR will be 6.75% 18.00% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Platinum VISA Share Secured Card Program

14.99%

This APR will vary with the market based on the Prime Rate

Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance that you pay by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial

Protection Bureau at: http://www.consumerfinance.gov/learnmore.

FEES
Annual Fee $25.00 Annual Fee on Share Secured VISA’s only.
Transaction Fees

     Cash Advance Fee

     Balance Transfer Fee

     Foreign Transaction Fee

 

 

None

3%

Up to 1% of the US dollar amount of the foreign transaction

Penalty Fees

     Late Payment Fee

     Over-the-Credit Limit Fee

     Returned Payment Fee

 

 

$25

None

$30

We reserve the right to amend the Peninsula Credit Union Credit Card Agreement as permitted by law.

The above rates and fees are effective as of June 1, 2022.

*APR=Annual Percentage Rate.

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