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Balance Transfer Details
Take advantage of a lower monthly payment
Our low interest offer means you can focus on paying down your balance, faster.
Combine several payments into one easy one
With only one monthly payment you lower your monthly expenses.
No Balance Transfer Fees
Many credit card companies charge a fee for completing the transfer. At PCU, we don’t charge a fee for this service, allowing you to put more of your money toward paying down your balance.
Simplify your financial life
You’ll have just one card to keep track of and one payment to make each month.
Balance Transfers completed April 1, 2020 through May 31, 2020 will receive 1.99% APR* for 12 months from the date of transfer. Interest accrues from the date of the balance transfer is completed. After the promotional period expires remaining balances will migrate to the standard APR* applicable on your account. Peninsula Credit Union does not charge a balance transfer fee. Please allow 2-3 weeks to process your balance transfer request. Continue to make your payment on these accounts until the payment for the transferred amount appears on your other lenders statement. Peninsula Credit Union is not responsible for late payments on your other lenders loan. We are not able to close your other accounts, you will need to contact the issuer directly. Balances may be transferred up to your established credit limit. Transactions that post after the promotional period expiration date or if your account is in default may be charged the applicable non-promotional terms (for example APR & transaction fee) stated in your credit card agreement or any subsequent change in terms, or will be declined. Offer, rates, and fees subject to change. The APR on all other transactions and balances on your account will remain at the applicable rate in accordance with your Credit Card Agreement. Contact the credit union for complete details. *Annual Percentage Rate.