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Balance Transfer Details
With special travel perks on our Priority Platinum and Signature Rewards Visa® cards, you can Adventure More, Worry Less (AMWL) when you transfer your balance for a $0 fee.
Combine several payments into one easy one
With only one monthly payment you lower your monthly expenses.
No Balance Transfer Fees**
Many credit card companies charge a fee for completing the transfer. At PCU, we won’t charge a fee for this service, allowing you to put more of your money toward paying down your balance.
Simplify your financial life
You’ll have just one card to keep track of and one payment to make each month.
PENINSULA CREDIT UNION
VISA CREDIT CARD ACCOUNT DISCLOSURES
|INTEREST RATES AND INTEREST CHARGES|
Annual Percentage Rate (APR)
for Purchases, Balance Transfers and Cash Advances
|Signature Rewards & Platinum VISA Programs
0% introductory APR for 12 months on Balance Transfers until July 31, 2022. And 0% introductory APR for 12 months.
After that, your APR will be 6.75% – 18.00% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Platinum VISA Share Secured Card Program
This APR will vary with the market based on the Prime Rate
|Paying Interest||Your due date is at least 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance that you pay by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial
Protection Bureau at: http://www.consumerfinance.gov/learnmore.
|Annual Fee||$25.00 Annual Fee on Share Secured VISA’s only.|
Cash Advance Fee
Balance Transfer Fee
Foreign Transaction Fee
Up to 1% of the US dollar amount of the foreign transaction
Late Payment Fee
Over-the-Credit Limit Fee
Returned Payment Fee
We reserve the right to amend the Peninsula Credit Union Credit Card Agreement as permitted by law.
The above rates and fees are effective as of June 1, 2022.
*APR=Annual Percentage Rate.