Digital Banking Upgrade Center
A New Digital Banking Experience – Premiering July 13
This page is your go-to source for the latest information about our digital banking upgrade. As we get closer to launch, we’ll keep this page updated with key dates, login instructions, FAQs, and support resources. We recommend bookmarking this page and checking back often as we get closer to curtain call!
Last updated: June 22, 2026
Showtimes & Key Dates
Now Showing Through July 9: Get Ready
A few simple steps can help make the transition easier:
- Make sure we have your current mobile number and email address.
- Review upcoming Bill Pay payments and make note of anything important.
- Bookmark this page for updates.
Digital Banking Intermission
The curtain will go down on our current online and mobile banking on July 10 at 5:00 am.
Our new digital banking experience will be backstage getting ready for its debut on July 13 at 9:00 am.
Your debit card will still work normally during the digital banking downtime.
Zelle® – The Sequel
Zelle® will be taking a short break beginning July 10, and will be back on set July 21.
We will update this page if Zelle® misses curtain call. If you normally receive money through Zelle®, consider asking the sender to use another payment method during the intermission.
Premiere Date
The upgraded digital banking system and new MyPCU app go live Monday, July 13.
Every digital banking user will need to register for the upgraded system and create their own login. Each person will then see the accounts they are authorized to access.
*Note: Avoid scams! Before sharing any information, always verify that you’re speaking with Peninsula Credit Union. We may call you to verify that your contact information is correct, but we will never ask for your account or login information. If you’re unsure if you’re speaking with Peninsula Credit Union directly, immediately hang up and call us at 360-426-1601. We’re always glad to help!
What’s Changing – and What’s Staying the Same
New on Screen
- A refreshed online and mobile banking experience
- Updated navigation and layout
- Online and mobile banking available in English and Spanish
- eStatements available on mobile devices
- Unique login credentials for each person, with authorized accounts easy to view in one place
Same Trusted Cast
- Your accounts remain at Peninsula Credit Union
- Your money stays right where it belongs
- Branch and phone support remain available
- Debit cards will continue to work as usual
‡Each individual will have their own login credentials and will see the accounts they are authorized to access. Certain business and organization account access may be set up separately to help keep personal and non-personal relationships separate.
Important Dates and Service Intermissions
Some digital services will be paused before conversion weekend. This gives payments and transfers time to process before we move to the new system. New enrollment in the old online banking system will end July 6. If you are not already enrolled, please wait and register for MyPCU when it becomes available July 13.
Bill Pay
- Bill Pay access in the old system ends: July 6, 2026
- Bill Pay processing in the old system ends: July 10, 2026
- Bill Pay available in MyPCU: July 13, 2026
- Bill Pay will be unavailable from July 6 through July 13. Payments scheduled for July 10 or later will not process through the old system. If you have payments due during this time, please plan ahead.
External Transfers
- External transfer access in the old system ends: July 6, 2026
- External transfer processing in the old system ends: July 10, 2026
- External transfers available in MyPCU: July 13, 2026
- Transfers scheduled for July 10 or later will not process through the old system. Eligible primary members will need to reconnect external accounts in MyPCU before viewing, changing, or scheduling external transfers.
Zelle®
- Members will no longer be able to send money through their account after July 6, 2026. All Zelle® activity connected to Peninsula accounts will end on July 10, 2026′
- Zelle® expected to be available in MyPCU: July 21, 2026; all users will need to re-enroll
- If you normally receive money through Zelle®, consider asking the sender to use another payment method during the interruption.
- We will share updates if Zelle® availability date changes.
Online and Mobile Banking
- Online and mobile banking unavailable: July 10, 2026, at 5:00 a.m. through July 13, 2026, at 9:00 a.m. Pacific Time
- New digital banking experience goes live: Monday, July 13, 2026, at 9:00 a.m. Pacific Time
- During this downtime, you will not be able to access online or mobile banking.
Use the MyPCU mobile app to access your accounts directly from your smartphone. It’s safe, secure, and incredibly easy to use.
Monitor your accounts and pay bills
Find branch and ATM locations
Send and receive trusted communications with Peninsula
Available at:
Beginning July 13, you’ll find MyPCU in the Apple App Store and Google Play Store. Search for “MyPCU” or “Peninsula Credit Union” in the store’s search bar to find our new app.
Feature Spotlights
Learn about our upcoming app, MyPCU, with these helpful videos.
Frequently Asked Questions
Have questions? We’ve gathered our Director’s Notes to provide you the best answers.
We’re upgrading our online and mobile banking experience to bring members a more modern, updated platform. Some digital services, such as Bill Pay, alerts, and transfers, may look different after launch.
Yes. Your debit card will continue to work as usual unless we communicate otherwise.
Yes. Your accounts remain with Peninsula Credit Union. This system upgrade will not change your member number, loan numbers, or other account numbers.
Apple users with automatic updates will not need to download a new app. Android users will need to search for and download our new MyPCU app in the Google Play Store. The app will launch July 13, 2026.
For your security, use only the official links provided by Peninsula Credit Union or search for the app directly in your device’s official app store.
Every digital banking user will need to register for the upgraded system, even if they currently use online or mobile banking. Each person will create their own login and will see the accounts they are authorized to access.
Watch our video on Registering Your Account for step-by-step assistance.
Leading up to conversion weekend, yes. During conversion weekend, no. We recommend to plan ahead for this downtime.
Conversion downtime will be July 10 to July 13.
When the primary account holder registers for MyPCU, existing Bill Pay payee information should carry over. Scheduled and recurring payments are not guaranteed to carry over. We recommend that the primary account holder register first on July 13 and review the Bill Pay information that appears. Joint account owners can set up Bill Pay under their own login and add the payments they would like to manage going forward.
After the new system goes live, we recommend that all Bill Pay users:
- Review payees
- Review scheduled payments
- Review recurring payments
- Confirm payment dates and amounts
- Contact us if something does not look right
Internal transfers (transfers from your Peninsula account to your Peninsula account) scheduled for July 10 or later will not process through the old system. Eligible primary members will need to reconnect external accounts in MyPCU before viewing, changing, or scheduling external transfers.
External transfers (transfers from your Peninsula account to an account at another credit union or bank) access in the legacy system ends July 6, 2026. External transfers will resume in MyPCU July 13, 2026.
Yes. As always, please use official Peninsula Credit Union channels for information, and never share your password or verification codes with anyone who contacts you unexpectedly.
You can call us using the contact information provided below, or visit any branch.
We’re Here to Help
If you need help before, during, or after the upgrade, our team is here for you.