X Peninsula CU App Icon Peninsula CU App Icon
Download Our Mobile Banking App
Convenience in the palm of your hand
Install App Install App
Key in lock

Home Loans

We’re here to help you build dreams, open doors, and unlock possibilities.

Check today's rates

Our home loans are available to everyone who lives, works, worships, or attends school in Kitsap, Mason, Jefferson, Clallam, or Grays Harbor counties in Washington State, and to family members of a current Peninsula members.

Home Purchase

Buying a home has never been easier. We’ve streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Explore home loans

Home Refinance

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

Refinance your home

Home Equity Loans and Lines of Credit

Make the most of your home’s equity with our flexible Home Equity Loans and Lines of Credit. We offer two great home equity line of credit (HELOC) options, plus a fixed-rate loan, each with benefits tailored to your needs.

Unlock Your Equity

Land & Construction Loans

If you’re looking to buy the perfect plot of land for your new home, we offer flexible terms and options to match your blueprint.

Start Building

Manufactured Homes on Leased Land

Looking at a manufactured home on leased land? These loans are handled a little bit differently than a traditional mortgage. If this sounds like you, get started below.

Get Started

Meet our Mortgage Officer

  • Mortgage Officer Hollyanna Vopat Steiner

    Hollyanna Vopat-Steiner

    Mortgage Loan Officer

    Hello! My name is Hollyanna Vopat-Steiner and I am the Mortgage Loan Officer here at Peninsula Credit Union. I am a wife and a mother of 3 beautiful young children. I absolutely love to cook and bake regularly, and in those rare moments to myself, I adore doing arts and crafts. I’ve been working in Community Banking since 2012, and joined the customer service workforce when I was just 14 years old. Over the years, I have identified that I have a very real passion for helping members of the community grow and achieve their personal and financial goals. Whether you’re purchasing your first home, refinancing, purchasing land or in need of a construction loan, I can help you through the process from start to finish. It is my goal to make your loan journey go as smooth as possible and be an overall great experience. Let me help you achieve your goals of homeownership!

    Hollyanna Vopat-Steiner

    360.426-1601 x3162

    NMLS #1227394

Ready to apply for a home loan?

Stop by one of our branches
VISIT US
Call us
1.800.426.1601
Hablamos Español
Envíanos un mensaje
BACK TO TOP

You are now leaving Peninsula Credit Union’s website. 

You are about to navigate away from Peninsula CU’s website. Clicking on the link will take you to another website that is not operated by Peninsula Credit Union. PCFCU is not responsible for the content of the third-party website or transactions between our members and the third-party website. The privacy & security policies of the third-party website may differ from Peninsula Credit Union’s practices.

Cancel Accept