Credit Cards
Our low interest, low fee cards are a great choice, whether you want to build your credit or earn rewards.
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When used wisely, a good credit card can be a handy tool. We’re proud to offer three different credit cards, all with reasonable rates and no annual fees. Look below to find the card that’s right for you.
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About this card:
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Annual fee
Annual fee
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Introductory Rate
Introductory Rate
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Rate
Rate
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Maximum Rates
Maximum Rates
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Travel Perks and Services
Travel Perks and Services
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Auto Rental Collision Damage Waiver
Auto Rental Collision Damage Waiver
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Roadside Dispatch
Roadside Dispatch
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Cardholder Inquiry Service
Cardholder Inquiry Service
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Emergency Card Replacement
Emergency Card Replacement
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Emergency Cash Disbursement
Emergency Cash Disbursement
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Balance Consolidation
Balance Consolidation
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Annual Activity Summary
Annual Activity Summary
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Visa Signature® Perks Events / Offers
Visa Signature® Perks Events / Offers
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Visa® Signature Concierge
Visa® Signature Concierge
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CU Rewards
CU Rewards
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Warranty Manager Service
Warranty Manager Service
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Options and perks
Options and perks
Shared Secure Visa*
Establishes or repairs damaged credit, and is secured by your own funds.
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Annual fee
$0
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Introductory Rate
N/A
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Rate
16.99%
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Maximum Rates
18.00%
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Travel Perks and Services
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Auto Rental Collision Damage Waiver
✔
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Roadside Dispatch
✔
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Cardholder Inquiry Service
✔
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Emergency Card Replacement
✔
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Emergency Cash Disbursement
✔
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Balance Consolidation
✔
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Annual Activity Summary
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Visa Signature® Perks Events / Offers
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Visa® Signature Concierge
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CU Rewards
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Warranty Manager Service
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Options and perks
Signature Rewards Visa
Earns points for every dollar you spend. Redeem points for gift cards, travel, merchandise and more.
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Annual fee
$0
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Introductory Rate
2.49%
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Rate
10.75%
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Maximum Rates
18.00%
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Travel Perks and Services
Travel/Accident Insurance - $100,000
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Auto Rental Collision Damage Waiver
✔
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Roadside Dispatch
✔
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Cardholder Inquiry Service
✔
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Emergency Card Replacement
✔
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Emergency Cash Disbursement
✔
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Balance Consolidation
✔
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Annual Activity Summary
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Visa Signature® Perks Events / Offers
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Visa® Signature Concierge
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CU Rewards
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Warranty Manager Service
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Options and perks
Priority Platinum Visa
If you carry a balance on your card from time to time, this card offers a lower interest rate.
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Annual fee
$0
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Introductory Rate
2.49%
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Rate
8.75%
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Maximum Rates
18.00%
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Travel Perks and Services
Travel/Accident Insurance $250,000
Trip Cancellation $2,000
Lost Luggage & Buyers Protection
Travel Emergency Assistance Services
Travel/Accident Insurance $100,000
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Auto Rental Collision Damage Waiver
✔
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Roadside Dispatch
✔
-
Cardholder Inquiry Service
✔
-
Emergency Card Replacement
✔
-
Emergency Cash Disbursement
✔
-
Balance Consolidation
✔
-
Annual Activity Summary
✔
-
Visa Signature® Perks Events / Offers
✔
-
Visa® Signature Concierge
✔
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CU Rewards
✔
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Warranty Manager Service
✔
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Options and perks
5,000 Point New Card Bonus!
Helpful Details
All of our credit cards offer:
No fees
No monthly, annual or cash advance fees. No balance transfer fee. No over limit fee.
Reasonable rates
As a credit union, we’re committed to offering our members great rates.
A great way to transfer balances
Take advantage of our low 2.49% introductory rate.
Security features
Embedded chips offer you advanced security.
Pay-by-Phone
Easily pay your credit card bill by phone.
Lost or stolen card reporting
Simply call 1.800.449.7728 to report your card missing.
Get a second chance
Life happens to us all. If you are feeling financially unstable, we can help you make a fresh start, take control of your financial life, and rebound.
CU Rewards
Our Signature Rewards Visa offers points for every dollar you spend. Cash your points in for a wide selection of merchandise, travel, and cash rewards!
FAQs and Tips
Credit Card FAQs
Calculators to help you manage credit and debt
Quick Tip
Pay debt with the highest interest rate first
Look at all of your debt, and try to pay the bill with the highest interest rate first. Dollar for dollar it costs you more money each month until you get that paid off. After you pay that off, take the money you were using to pay that bill and add it to another bills payment, before you know it you can be debt free.
Ready to apply for a Peninsula credit card?
Cheri , Port Orchard