Credit Cards
Our low interest, low fee cards are a great choice, whether you want to build your credit or earn rewards.
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About this card:
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Annual fee
Annual fee
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Introductory APR – Annual Percentage Rate
Introductory APR period is 12 months thereafter standard APR applies as disclosed during account opening
Introductory APR – Annual Percentage Rate
Introductory APR period is 12 months thereafter standard APR applies as disclosed during account opening
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Variable APR – Annual Percentage Rate
Variable APR – Annual Percentage Rate
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Maximum APR – Annual Percentage Rate
Maximum APR – Annual Percentage Rate
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Travel Perks and Services
Travel Perks and Services
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Auto Rental Collision Damage Waiver
Auto Rental Collision Damage Waiver
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Roadside Assistance
Roadside Assistance
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Cardholder Inquiry Service
Cardholder Inquiry Service
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Emergency Card Replacement
Emergency Card Replacement
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Emergency Cash Disbursement
Emergency Cash Disbursement
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Balance Consolidation
Balance Consolidation
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Annual Activity Summary
Annual Activity Summary
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Visa Signature® Perks Events / Offers
Visa Signature® Perks Events / Offers
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Visa® Signature Concierge
Visa® Signature Concierge
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CU Rewards
CU Rewards
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Warranty Manager Service
Warranty Manager Service
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Options and perks
Options and perks
Shared Secured Visa®
Establishes or repairs damaged credit, and is secured by your own funds.
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Annual fee
$25
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Introductory APR – Annual Percentage Rate
Introductory APR period is 12 months thereafter standard APR applies as disclosed during account opening
N/A
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Variable APR – Annual Percentage Rate
15.24%
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Maximum APR – Annual Percentage Rate
18.00%
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Travel Perks and Services
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Auto Rental Collision Damage Waiver
✔
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Roadside Assistance
✔
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Cardholder Inquiry Service
✔
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Emergency Card Replacement
✔
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Emergency Cash Disbursement
✔
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Balance Consolidation
✔
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Annual Activity Summary
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Visa Signature® Perks Events / Offers
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Visa® Signature Concierge
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CU Rewards
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Warranty Manager Service
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Options and perks
Priority Platinum Visa®
If you carry a balance on your card from time to time, this card offers a lower interest rate.
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Annual fee
$0
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Introductory APR – Annual Percentage Rate
Introductory APR period is 12 months thereafter standard APR applies as disclosed during account opening
0.00%
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Variable APR – Annual Percentage Rate
7.00%
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Maximum APR – Annual Percentage Rate
18.00%
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Travel Perks and Services
Travel/Accident Insurance - $100,000
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Auto Rental Collision Damage Waiver
✔
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Roadside Assistance
✔
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Cardholder Inquiry Service
✔
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Emergency Card Replacement
✔
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Emergency Cash Disbursement
✔
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Balance Consolidation
✔
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Annual Activity Summary
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Visa Signature® Perks Events / Offers
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Visa® Signature Concierge
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CU Rewards
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Warranty Manager Service
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Options and perks
Signature Rewards Visa®
Earns points for every dollar you spend. Redeem points for gift cards, travel, merchandise and more.
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Annual fee
$0
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Introductory APR – Annual Percentage Rate
Introductory APR period is 12 months thereafter standard APR applies as disclosed during account opening
0.00%
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Variable APR – Annual Percentage Rate
9.00%
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Maximum APR – Annual Percentage Rate
18.00%
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Travel Perks and Services
Travel/Accident Insurance $250,000
Trip Cancellation $2,000
Lost Luggage & Buyers Protection
Travel Emergency Assistance Services
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Auto Rental Collision Damage Waiver
✔
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Roadside Assistance
✔
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Cardholder Inquiry Service
✔
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Emergency Card Replacement
✔
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Emergency Cash Disbursement
✔
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Balance Consolidation
✔
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Annual Activity Summary
✔
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Visa Signature® Perks Events / Offers
✔
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Visa® Signature Concierge
✔
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CU Rewards
✔
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Warranty Manager Service
✔
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Options and perks
5,000 Point New Card Bonus!
On-the-go management of your credit and debit cards with PCU Card Connect from Peninsula Credit Union
Are you looking for an easy way to track your spending, keep a look out for fraudulent transactions, make payments and more? Check out our new, free app for your debit and credit card alerts: PCU Card Connect!
Enjoy easy and on-the-go management of your Peninsula debit and credit cards with our new PCU Card Connect app from Peninsula Credit Union.
PCU Card Connect offers a convenient way to:
- View recent and pending transactions
- View account details
- Make a payment to your credit cards
- Set travel notifications
- Set transaction alerts
- And more…
Download PCU Card Connect for Apple and Android today:
Helpful Details
All of our credit cards offer:
Minimal fees
No cash advance fees. 3% balance transfer fee. No over limit fee.
Reasonable rates
As a credit union, we’re committed to offering our members great rates.
A great way to transfer balances
Take advantage of our low 0.00% introductory rate for 12 months, on select card options.
Security features
Embedded chips offer you advanced security.
Pay-by-Phone
Easily pay your credit card bill by phone.
Lost or stolen card reporting
Simply call 1.800.449.7728 to report your card missing.
Get a second chance
Life happens to us all. If you are feeling financially unstable, we can help you make a fresh start, take control of your financial life, and rebound.
CU Rewards
Our Signature Rewards Visa® offers points for every dollar you spend. Cash your points in for a wide selection of merchandise, travel, and cash rewards!
FAQs and Tips
Credit Card FAQs
Calculators to help you manage credit and debt
Quick Tip
Pay debt with the highest interest rate first
Look at all of your debt, and try to pay the bill with the highest interest rate first. Dollar for dollar it costs you more money each month until you get that paid off. After you pay that off, take the money you were using to pay that bill and add it to another bills payment, before you know it you can be debt free.
Ready to apply for a Peninsula credit card?
Cheri , Port Orchard