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Payment Options

A variety of options to make your loan payments

Enjoy the convenience of making a one-time payment each billing cycle, or make extra payments on demand at any time. Loan payments can be debited from your checking or savings account at the bank or credit union of your choice. You may also make your payments from a debit card.

All payments are applied directly to your loan account but may take two to five days to be debited from your account. Payments made after 6pm PST cut off will have an effective date of the next business day.

Pay loans electronically

Instructions to Pay Now

  1. Click on the Pay Now button below to begin.
  2. You select “Express Payment” for one time use.
    • Follow any helpful instructions displayed on the login page for entering your Peninsula Credit Union loan account number.
  3. Select your preferred payment method, and type your checking/savings account information.
  4. Enter the payment amount you wish to make (or the amount due as shown), and select the payment frequency.
  5. Review your loan payment request, and be sure to read the terms and conditions prior to submitting your payment.
  6. After submitting your payment, you will receive an immediate confirmation.
    • If you chose to register, all registration and payment information is securely retained. It is not necessary to re-enter it upon future visits. Simply log in with your loan account number and password!
Click to Pay Now
Pay Now

Alternative Options

If you are paying your payment from your Peninsula Credit Union account

Pay with your PCU Online banking

Log into online banking

Select “Transfer funds” then select account where funds are, and then loan to pay.

Pay from the PCU Mobile App

Select “Transfer” then select amount where funds are, and then loan to pay.

Mail Payment

Make check payable to Peninsula Credit Union

Write the loan number on the check and include a Loan Payment Coupon.

Mail payment to:

Peninsula Credit Union
PO Box 2150
Shelton, WA 98584

If you are paying your payment from another financial institution

Automatic transfer

Fill out and sign the ACH debit form, that can be located here

Mail the completed form to:

Peninsula Credit Union
PO Box 2150
Shelton, WA 98584

Skip A Pay

Need a little extra cash?

Skip a payment on your Peninsula loan! And, if you have more than one loan, you can skip a payment on each! It’s our way of thanking you for your loyalty and membership at Peninsula.*

It’s easy to apply!

Simply complete this application and mail it to us or bring it in to one of our branches. We’ll do the rest!


Disclosures

Skip A Pay Terms and Conditions:

1. Subject to approval.

2. *Skip Payment not available on mortgages, equity loans and lines of credit, balloon loans or certificate secured loans, checking reserve, credit rebuilder, expanded auto loans, Borrow and Save loans, LIFT loans, or Renew auto loans.

3. Accrued interest may impact final payment and/or number of payments. Some limitations may apply; loans must be current (less than one day past due date) as of time processed and have a minimum 12 months “as agreed” payment history.
4. The maximum allowed skips per eligible loan is two per calendar year. the total sum of all weekly, bi-weekly, or semi-monthly payments during one month constitute one month’s payment. No back to back Skip A Pay in consecutive months allowed.

5. If you have GAP (Guaranteed Asset Protection) coverage, skipping a payment will not extend your protection and may result in exposure to a balance due upon total loss of our vehicle.

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