Savings

Savings Accounts

A lifetime of smart money management can lead to a retirement without financial worries. Peninsula Credit Union offers a variety of savings accounts, certificates and IRAs to help our members maximize their investment, without market risk, for as little as $500. We have a variety of terms, all with competitive rates.

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Certificates

Certificates: Certificate dividend earnings may be left to compound, or you may take dividends quarterly. Both short and long-term investors will find the investment tool that’s right for them. Check with the Credit Union weekly for the most current certificate rates. Certificate RATES remain fixed for the term of the certificate, excluding Bump Rate certificates. There are substantial penalties for early withdrawal of certificate funds.

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IRAs

Individual Retirement Accounts: IRAs include traditional, Roth, and Education IRAs in certificate form. Dividends on traditional IRAs are tax-free until you begin to make withdrawals. (Check with your personal tax advisor to see if you are eligible to deduct your IRA contributions). You may choose from terms ranging from 6 months to 60 months.

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Scottie Savers

Scottie Savers is a unique program developed for children ages 0-12 to help teach the value of saving and planning.

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Resources

Rates & Fees

View our current rates and fees that apply to all savings accounts, certificates, and IRAs.

Savings Accounts

Peninsula Credit Union offers several savings accounts to meet our members’ needs

Certificates

With a variety of term lengths and competitive rates, you're sure to find a certificate that meets your needs.

IRAs

We offer a variety of IRAs including Traditional IRAs, Roth IRAs, and Educational IRAs.

Scottie Savers

Scottie Savers is a unique program developed for children ages 0-12 to help teach the value of saving.