Compare Your Options
Shop Local, Save Local
Discounts right on your phone, right where you are. The free PCU Perks app has discounts near you, plus thousands of local deals across the U.S.
Saving is simple.
Show the retailer your coupon found on your PCU Perks app at checkout for instant savings.
More to explore.
Log in to discover thousands of online deals with name brand retailers, saving on hotels and car rentals, health savings, and more money saving benefit
Plus much more.
On-the-go management of your credit and debit cards with PCU Card Connect from Peninsula Credit Union
Are you looking for an easy way to track your spending, keep a look out for fraudulent transactions, make payments and more? Check out our new, free app for your debit and credit card alerts: PCU Card Connect!
Enjoy easy and on-the-go management of your Peninsula debit and credit cards with our new PCU Card Connect app from Peninsula Credit Union.
PCU Card Connect offers a convenient way to:
- View recent and pending transactions
- View account details
- Make a payment to your credit cards
- Set travel notifications
- Set transaction alerts
- And more…
Sign up for eStatements
To lower your monthly fee and meet our simple requirements for an incredible dividend rate on your checking account, sign up for eStatements. eStatements are more secure than paper statements, and are available anytime via online banking.
Our Vista Plus and Premier checking accounts provide you with a range of perks, including discounts at local businesses, 24-hour roadside assistance, ID theft aid, and pharmacy, vision and hearing savings. See the comparison chart above for a list of perks provided with Basic and Premier. Call us at 800.426.1601 for more information.
Get your paychecks, social security checks or other payments deposited directly into your account. It’s free, safe, easy and green.
Reorder your checks online from Legacy checks on the Mainstreet website. All it takes is a couple of clicks to order your next set of clicks, and you can do it anytime, day or night.
MONEY MINUTE TIP - Debit or Credit?
Have you ever wondered what the difference is when the store clerk asks “Debit or Credit?”
When you choose debit, you enter your PIN, Money for the transaction comes out of your account immediately. And many merchants allow you to get cash back at the register.
When you select Credit however, you sign a receipt. A hold is put on your money for the transaction amount which usually goes away in a day or two. And normally you can’t get cash back when you select credit.
One last thing to remember, when you say “credit” when using your debit card, it is not the same thing as using a credit card. Your debit card is tied to your checking account, which is your money. A Credit card is a line of credit, meaning your institution is lending you the money, and you will have to pay it back.
Rates effective January 1, 2023.
**DIVIDENDS are not paid on checking accounts with the exception of the Vista Checking Accounts as described above. DIVIDENDS are declared and paid monthly and calculated on the average daily balance. To earn the higher listed Vista dividend on the first $10,000 in the account, you must use your cash/check (debit) card for 15 purchase transactions (minimum of $5 each) and be enrolled in e- statements. For qualification purposes, a month is defined as the last day of the month to the day before the last day of the next month. APY calculated and shown on the periodic statements is based on the dividend limitations shown above. Rates subject to change and fees affect earnings.
***If the phone number you’re calling from matches the number we have on record for your, the card will be activated. If you are calling from a different phone number than what is on your account, you will need to provide the last 4 digits of your Social Security number for verification.