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Personal Loans

Whether it’s for a need or a want, sometimes you need extra money. We’ll help you get it.

Quickly get access to cash to consolidate debt, make major purchases, or cover unexpected expenses.

Fast Approvals and Funding

It takes minutes to apply and funds can be made available that same day.

No Fees

There are no fees or pre-payment penalties.


Financing options with endless possibilities. It’s good to have choices.

Payment Calculator

Estimate your personal loan payments with our real-time rates.

Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ. Full personal loan disclosures are available under “other loans” tab here.

Compare Personal Loans

  • Rate Type

    Rate Type

  • Terms


  • Borrowing Limits

    Borrowing Limits

Personal Loan

  • Get the money you need at a guaranteed, fixed rate.

  • Rate Type


  • Terms

    Fixed terms from 6-60 months

  • Borrowing Limits

    $500 - $25,000

Personal Line of Credit

  • Always have access to extra money when you need it. 

  • Rate Type


  • Terms

    Open-ended loan, no fixed terms

  • Borrowing Limits

    $250 - $25,000

If you live, work, worship, or go to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor counties, or are a family member of a current member, you’re eligible to apply!

Questions about your membership eligibility? Give us a call at 800.426.1601 or send us an email.


Money when I needed it

“I had life happen, and I needed some money. So I visited the branch and applied for a Personal Loan. I got my money fast, took care of my issue and life went on. Thanks Peninsula for the help!”

FAQs and Tips

2% of the balance owed or $25, whichever is greater.

You can access the funds through online banking, ATM, and in the branch.

It’s easy, you can apply online, on the phone or in person.

Need a personal loan?

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