Disclosures

PCU Card Connect Privacy Policy

FACTS

What does Peninsula Community Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the
right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the accounts or services you have with us.
This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our member, we will not share your information except as permitted or required by law
as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their members’ personal information,
the reasons Peninsula Community Federal Credit Union chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes

Such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus.

Peninsula Community Federal Credit Union shares: Yes

Can you limit this sharing? No

For our marketing purposes

To offer our products and services to you.

Peninsula Community Federal Credit Union shares: Yes

Can you limit this sharing? No

For joint marketing with other financial companies

Peninsula Community Federal Credit Union shares: Yes

Can you limit this sharing? No

For our affiliates’ everyday business purposes

Information about your transactions and experiences.

Peninsula Community Federal Credit Union shares: No

Can you limit this sharing? We do not share.

For our affiliates’ everyday business purposes

Information about your creditworthiness.

Peninsula Community Federal Credit Union shares: No

Can you limit this sharing? We do not share.

For nonaffiliates to market to you

Peninsula Community Federal Credit Union shares: No

Can you limit this sharing? We do not share.

Questions?

Call 1-800-426-1601 or email membership@pcfcu.org

What we do

How does Peninsula Community Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply
with federal law. These measures include computer safeguards and secured files and buildings. We also restrict
access to nonpublic personal information about you to those employees and volunteers who need to know the
information to provide products or services to you.

How does Peninsula Community Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or apply for a loan
  • Apply for any credit union service
  • Visit our website, provide us information on any online application or transaction, or send us information by email
  • Use your credit or debit card or pay your bills
  • Make deposits to or withdrawals from your accounts

We also collect your personal information from others, including credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit information sharing as follows:

  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

However, we do not have any affiliates with whom we share any information.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Peninsula Community Federal Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Peninsula Community Federal Credit Union does not share with nonaffiliates so they can market to youexcept for our joint marketing arrangements.

Joint marketing

A formal agreement between Peninsula Community Federal Credit Union and a nonaffiliated financial company
where we jointly market financial products or services to you.

  • Our joint marketing partners include financial service providers.

Other important information

Protecting Children’s Private Information

Our online financial services are not designed for or directed toward children. We do not knowingly solicit
or collect data from children and we do not knowingly market to children online. We recognize that protecting
children’s identities and online privacy is important and that responsibility rests with us and with parents.

Privacy Policy Changes

We reserve the right to amend this Privacy Policy at any time.