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What is a Share Certificate and how does it work?

A share certificate is a type of deposit. Certificate’s are a low risk investment in which you are paid interest quarterly to keep funds on hold in your account for a set term. Our Certificate terms vary from 6 months to 5 years. Each term has a different dividend rate for you to earn from the funds on hold. Because the funds are on hold, it is not easily accessible to spend; making it a good way to save!

Next Steps

There are many resources available from Peninsula Credit Union to help you take steps to securing your financial future. Here are just a few:
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Don’t Make It Easy for Them: Simple Ways to Protect Yourself from Fraud

Scams are getting more convincing. A text message can look like it came from your financial institution. A caller may … Read More

What is Check Fraud?

What Is Check Fraud? How It Happens and Why It’s Increasing

Made in partnership with the American Association of Credit Union Leagues, America’s Credit Unions, and TruStage Check fraud may sound like … Read More

Peninsula Credit Union 2026 Annual Meeting

Peninsula Credit Union Celebrates a Successful 2026 Annual Meeting at Belfair Branch

Peninsula Credit Union welcomed members, volunteers, board members, and team members to its 2026 Annual Meeting on Thursday, April 23, … Read More