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Can I open a checking account if my credit is damaged or I’ve been reported to Chexsystems?

Yes. Peninsula will review your credit history when you open your account in order to identify you and determine what products might best fit your needs, but in general, we do not base our decision on Chexsystem information.

Next Steps

There are many resources available from Peninsula Credit Union to help you take steps to securing your financial future. Here are just a few:
What is Check Fraud?

What Is Check Fraud? How It Happens and Why It’s Increasing

Made in partnership with the American Association of Credit Union Leagues, America’s Credit Unions, and TruStage Check fraud may sound like … Read More

Peninsula Credit Union 2026 Annual Meeting

Peninsula Credit Union Celebrates a Successful 2026 Annual Meeting at Belfair Branch

Peninsula Credit Union welcomed members, volunteers, board members, and team members to its 2026 Annual Meeting on Thursday, April 23, … Read More

Two hands holding a felt heart held together with a safety pin

WOW Story: A Safe Place to Pause

Sometimes the most important thing we can offer a member is not a transaction. It is a moment to pause, … Read More