CHECKING ACCOUNTS
It’s your money – Keep more of it. Spend smarter and save stronger with Vista Checking from Peninsula Credit Union.
Our members aren’t all the same—that’s why our Vista Checking Account isn’t one-size-fits-all. Choose between two different levels of benefits, and when you meet just two simple requirements each month, receive an incredible rate and up to $15 in ATM fee refunds per month. Which account is right for you?
-
Best if you want
Best if you want
-
Monthly and maintenance fees (if you receive eStatements or direct deposit of $300 of more per month**)
Monthly and maintenance fees (if you receive eStatements or direct deposit of $300 of more per month**)
-
Minimum balance
Minimum balance
-
Dividend rate (if you meet our simple monthly requirements**)
Dividend rate (if you meet our simple monthly requirements**)
-
Annual Percentage Yield
Annual Percentage Yield
-
ATM fee reimbursement (if you meet our simple monthly requirements**)
ATM fee reimbursement (if you meet our simple monthly requirements**)
-
eStatements
eStatements
-
Bill Pay access
Bill Pay access
-
Online and mobile banking
Online and mobile banking
-
Dividends**
Dividends**
-
Free debit card
Free debit card
-
Discounts at local retailers
Discounts at local retailers
-
Three free teller checks a month
Three free teller checks a month
-
Free coin counting
Free coin counting
-
50% off safe deposit boxes
50% off safe deposit boxes
-
One box of free checks a year
One box of free checks a year
-
PCU Perks
Hearing, vision and pharmacy savings, ID theft aid, cell phone protection, travel accidental death coverage, 24 hour emergency roadside assistance
PCU Perks
Hearing, vision and pharmacy savings, ID theft aid, cell phone protection, travel accidental death coverage, 24 hour emergency roadside assistance
Vista Basic
-
Best if you want
A simple and easy checking account.
-
Monthly and maintenance fees (if you receive eStatements or direct deposit of $300 of more per month**)
Free ($3.00 monthly fee if you opt out of eStatements or direct deposit)
-
Minimum balance
$0
-
Dividend rate (if you meet our simple monthly requirements**)
1.98%
-
Annual Percentage Yield
2.00%
-
ATM fee reimbursement (if you meet our simple monthly requirements**)
✔
-
eStatements
✔
-
Bill Pay access
✔
-
Online and mobile banking
✔
-
Dividends**
✔
-
Free debit card
✔
-
Discounts at local retailers
-
Three free teller checks a month
-
Free coin counting
-
50% off safe deposit boxes
-
One box of free checks a year
-
PCU Perks
Hearing, vision and pharmacy savings, ID theft aid, cell phone protection, travel accidental death coverage, 24 hour emergency roadside assistance
Vista Premier
-
Best if you want
A checking account that offers a wide range of perks and savings.
-
Monthly and maintenance fees (if you receive eStatements or direct deposit of $300 of more per month**)
$6/month ($9.00 monthly fee if you opt out of eStatements or direct deposit)
-
Minimum balance
$0
-
Dividend rate (if you meet our simple monthly requirements**)
3.94%
-
Annual Percentage Yield
4.00%
-
ATM fee reimbursement (if you meet our simple monthly requirements**)
✔
-
eStatements
✔
-
Bill Pay access
✔
-
Online and mobile banking
✔
-
Dividends**
✔
-
Free debit card
✔
-
Discounts at local retailers
✔
-
Three free teller checks a month
✔
-
Free coin counting
✔
-
50% off safe deposit boxes
✔
-
One box of free checks a year
✔
-
PCU Perks
Hearing, vision and pharmacy savings, ID theft aid, cell phone protection, travel accidental death coverage, 24 hour emergency roadside assistance
✔
MyPCU Digital Banking
Monitor your accounts and pay bills
Set up custom alerts for your lifestyle
Send and receive money with Zelle®
Find the MyPCU Mobile App here:
(Click to download)
Searching For a New Place
Jeffrey, Poulsbo BranchI wanted to change where I did my banking, so I asked my friends on social media where I should bank. Many friends told me to go to Peninsula Credit Union. I walked in, the staff were nice and helpful, and I walked out with checking and savings accounts. I am excited for this new relationship!
More Helpful Tools
Sign up for eStatements
To lower your monthly fee and meet our simple requirements for an incredible dividend rate on your checking account, sign up for eStatements. eStatements are more secure than paper statements, and are available anytime via online banking.
PCU Perks
Our Vista Plus and Premier checking accounts provide you with a range of perks, including discounts at local businesses, 24-hour roadside assistance, ID theft aid, and pharmacy, vision and hearing savings. See the comparison chart above for a list of perks provided with Basic and Premier. Call us at 800.426.1601 for more information.
Direct Deposit
Get your paychecks, social security checks or other payments deposited directly into your account. It’s free, safe, easy and green.
Order Checks
Reorder your checks online from Legacy checks on the Mainstreet website. All it takes is a couple of clicks to order your next set of clicks, and you can do it anytime, day or night.
Ready to Open an Account?
Disclosures
-
**DIVIDENDS are not paid on checking accounts with the exception of the Vista Checking Accounts as described above. DIVIDENDS are declared and paid monthly and calculated on the average daily balance. To earn the higher listed Vista dividend on the first $10,000 in the account, you must use your cash/check (debit) card for 15 purchase transactions (minimum of $5 each) and be enrolled in e- statements. For qualification purposes, a month is defined as the last day of the month to the day before the last day of the next month. APY calculated and shown on the periodic statements is based on the dividend limitations shown above. Rates subject to change and fees affect earnings.
***If the phone number you’re calling from matches the number we have on record for your, the card will be activated. If you are calling from a different phone number than what is on your account, you will need to provide the last 4 digits of your Social Security number for verification.