Online Banking Login
Online Banking Enrollment
Online Security Features
All online accounts are protected with a higher level of security called “Multi Factor Authorization” or MFA for short. Simply put, MFA better protects you against online theft and fraud, provides you with more peace of mind when banking online, and will help minimize the risk of falling victim to a “spoofed” web site.
How It Works
You will complete a simple, one-time enrollment process the first time you log into the enhanced system.
- You’ll select a picture from an online library of images; the image will be displayed to you on future Online Access logins. The image is known only to you and the credit union.
- You’ll also enter a word or phrase that will be displayed along with your image when you login. The text phrase is known only to you and the credit union.
- You’ll select three “Challenge Questions” and provide the answers to the questions.
Logging into Online Access
After enrollment, when you log into Online Access you’ll enter your User ID. Then, we’ll show you the picture and text phrase you selected. If the image and phrase shown to you are correct, you’ll continue with the login and enter your password. This is your assurance that you are logging into the legitimate PCU home banking web site, since no one else knows your image and text phrase.
Challenge questions will only be displayed if you log into Online Access from a different computer than you used when you enrolled. If we don’t recognize the computer, we will double check that it is really you. This is another layer of security designed to protect your account from unauthorized access if your account information is stolen, and help us identify you when you are logging into Online Access from an unknown computer. You’ll have the opportunity to “register” computers you regularly use to access your online account. Once you successfully answer the question, we’ll show you your picture and phrase.
Login to online banking to check your account balances, make transfers and manage your account.
Enroll in online banking to check your account balances, make transfers and manage your account.
View a list of frequently asked questions and answers pertaining to online banking.