SAVINGS ACCOUNTS
We go the extra mile to help you save for future goals and rainy days.
When you’re able to put money aside—for a special occasion, an emergency fund, or a long-term goal—it feels really good. We have a range of options designed to help you start and keep saving.
Compare Your Options
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Best if you want
Best if you want
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Minimum balance
Minimum balance
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Options and perks
Options and perks
Save to Win
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Best if you want
A Second Chance savings account that offers the chance of a cash prize when you save.
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Minimum balance
$25
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Options and perks
For every $25 you save, you increase your chances to win a cash prize.
Basic Savings
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Best if you want
Our basic savings account with a low minimum balance.
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Minimum balance
$5
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Options and perks
Choose a regular account or a Christmas Club account, to help you save towards a goal.
Shares Plus
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Best if you want
A tiered money market account that earns higher yields.
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Minimum balance
$2,500
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Options and perks
We offer four different tiers based on your average daily balance.
Scottie Savers Club
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Best if you want
An account to help teach your child age 12 or younger the value of saving.
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Minimum balance
$5
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Options and perks
Scottie Savers earn fun prizes when they save.
We Started With Savings
Shannon, Port Townsend“We were young and needed to fix our credit score, so we came in and opened a savings account. We wanted to try it out and make sure we liked it here. After about six months we were ready for a checking account and even debit cards. We were truly amazed that Peninsula was willing to help us.”
Save to Win
Save to Win is a special savings account that gives you all the benefits of a savings account plus a chance to win big. When you open a 12-month Save to Win Share Certificate account, you make a $25 deposit. That’s your first step towards saving and your first entry into upcoming monthly, quarterly and annual prize drawings.
Each $25 deposit you make earns you an entry into the upcoming drawings. The more you save, the more chances you earn—up to 10 entries per month. Not only will you build your savings and earn interest, you can win multiple prizes throughout the year.
TO OPEN A SAVE TO WIN SHARE CERTIFICATE ACCOUNT, STOP BY YOUR CLOSEST BRANCH
Scottie Savers Club
It’s never too early to start teaching kids about financial responsibility. We created this unique program to help teach the value of saving… the fun way! Throughout the year, Scottie Savers can earn Scottie Bucks for making monthly deposits, on their birthdays, and more. Kids can trade in their Scottie Bucks for fun prizes, like coloring books, notepads, and frisbees.
Want to open a Scottie Savers account for your child age 12 or younger?
Stop by your closest branch and bring:
- The child’s name, date of birth and Social Security Number (and citizenship if not a US citizen)
- The adult accompanying the minor will need to provide – non expired, government issued, photo id (such as a Driver’s License, Military ID, or Passport)
Borrow & Save Emergency Funds
Our payday loan alternative provides money when you need it most, while also helping you save money for a rainy day.
IRAs and Certificates
If you’re interested in longer-term savings, we offer a variety of IRAs and Certificates.
A savings account is how Peninsula Credit Union establishes your membership with the credit union. A $5 balance is required to open and maintain the account. After establishing your savings account the full account suite is available for your utilization as a member/owner.
Yes, you’re allowed to take one withdrawal from your Save to Win account in the 12-month period. A $25 withdrawal fee may apply.
Calculators to help you save successfully
Quick Tip
There’s a difference between saving money and saving money for your future.
So don’t just spend less, put the money you save into a savings account to plan for college expenses, retirement, or emergencies. This approach can leave you financially better off.
Ready to open a Peninsula checking account?
Rickie, Port Orchard BranchI was at a point of my life where I needed help, so I walked in, talked to the staff, and shared my situation. Next thing you know, they put their arms around me and lifted me up. I keep coming back because they continue to help.