We're celebrating YOU this October

Thank you for being a member!

Thank you for being a member of Peninsula Credit Union! To say thanks, from Oct 19 – 21 we’ve put together some special perks, just for you! Treats, giveaways and special offers for all our members.

On top of the goodies and promos, each branch will have a special, locally-sourced prize basket that we’ll be raffling off. One lucky member will win at each branch, and one lucky member will win our GRAND PRIZE basket.

Not a member? Join Today and learn why so many recommend us to their friends and family — and enjoy the fun! Visit your nearest branch or call us at 800-426-1601.

International Credit Union Day

This year for Member Appreciation Days, we celebrate the World Council of Credit Union’s International Credit Union Day, with the theme “Empower Your Financial Future.” International Credit Union Day is Thursday, October 20.

International Credit Union (ICU) Day celebrates the spirit of the global credit union movement. The day is recognized to reflect upon the credit union movement’s history, promote its achievements, recognize hard work and share member experiences. ICU Day has been celebrated on the third Thursday of October since 1948.

The ultimate goal is to raise awareness about the tremendous work that credit unions and other financial cooperatives are doing around the world and give members the opportunity to get more engaged. For our members, we also extend special celebrations, giveaways and offers.

Saying "Thank You" to Our Members!

PRODUCT / SERVICE

PROMOTION

EFFECTIVE DATES

Enhance Your "Digital Wallet"

Download our mobile app, enroll in free online services like Credit Sense or Trends, or set up your PCU debit or credit card with Apple Pay.

Earn an extra ticket into our prize drawing! (One extra ticket per day.)

Oct 19 - 21

Shop & Win

Use your PCU debit or credit card and be entered to win. Prize amount will be a matching dollar amount of one transaction up to $50.1

5 daily winners! Sorry, this promotion does not qualify for additional raffle tickets.

Oct 19 - 21

Consolidate Debt Old and New

Personal loans starting at 5.59% APR2

Sorry, this promotion cannot be combined with other offers or additional raffle tickets.

Oct 19 - 31

Save to Win

Open a Save to Win account and we'll deposit the first $25.

Earn an extra ticket into our prize drawing! (One extra ticket per day.) Valid on new accounts only. One Save to Win account per member, please.

Oct 19 - 21

Dream, Create, Repeat with a Home Equity Line of Credit

Apply for a Peninsula Home Equity Line of Credit and enjoy a 3.99% APR3 introductory rate for 12 months.

Sorry, this promotion cannot be combined with other offers or additional raffle tickets.

Oct 19 - 21

Certificate Special: Great Rate, Local Service

Open a 13-month certificate with money not already on deposit with Peninsula and enjoy 3.00% APY.4

Earn an extra ticket into our prize drawing! (One extra ticket per day.) 

Oct 19 - 31

Disclosures

1. Use your debt/credit card and receive up to $50 cash back with five daily winners. Prize amount will match the winning transaction drawn up to $50. Cash back applies to purchase transactions October 19, 2022 through October 21, 2022. Prize amount will match the winning transaction amount selected up to $50. Five winners will be determined by random drawing from all eligible entries each day. Winners will have funds deposited to their Peninsula savings account.

2. APR = Annual Percentage Rate. Offer applies to loan applications received between September 6, 2022 and October 31, 2022. Loans are subject to credit approval and standard underwriting criteria. Minimum credit score 610 to qualify. Rate is based on a 84 month term. For a $10,000.00 unsecured with a term of 84 months, and a 5.59% APR, the monthly payment will be $145.45. Up to 90 days until first payment. If you postpone your payment, finance charges will still accrue on your loan balance during the payment deferral period and will be collected on the first payment applied to the loan. Rates, terms, and offer are subject to change at any time. Additional terms and conditions apply. Federally insured by NCUA.

3. APR = Annual Percentage Rate. Maximum loan amount is determined by the amount of equity in your home. Borrow up to 100% of appraised value. Estimated appraisal cost is $900. Appraisal required on loan amounts in excess of $150,000. Introductory rate of 3.99% for twelve months after the loan is funded. At the beginning of the thirteenth month your regular rate will go into effect. Home equity line of credit has a variable rate based on Prime, as published in the Wall Street Journal, and subject to change during the term of the loan. Home Equity Variable rate ranges from 4.00% to 18.00%. The minimum monthly payment may change as a result of rates changing. Must be a Peninsula Credit Union member with a minimum share balance of $5 to participate. Property must be located in Washington. Property insurance is required. If property is located in a special flood hazard area, you will be required to obtain flood insurance. Subject to credit approval, your rate and term are determined by your individual creditworthiness. All offers, rates, and terms are subject to change at any time. Federally insured by NCUA.

4. Annual Percentage Yield (APY). Offer valid from October 17, 2022 through October 31, 2022. Dividends are computed on the actual amount in the account and are paid quarterly. There are substantial penalties for early withdrawal of certificate funds. Early withdrawal of certificate funds is subject to a penalty of one half of the interest that would be earned over the original term of the certificate. The penalty is calculated on the amount withdrawn. Fees can reduce the earnings on your account. Must be funded with money currently not on deposit at Peninsula Community Federal Credit Union. Minimum balance to open share certificate/CD is $500. Membership eligibility required. Terms, restrictions and conditions apply. Limited time offer subject to change at any time without notice. No other promotions or other premiums may be applied. Federally insured by NCUA.

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