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Send and receive money with Zelle

A fast, easy way to send money to friends, family, and people you know and trust — right from Peninsula Credit Union’s digital banking.

Log into online bankingLearn more about Zelle

A Simple Way to Move Money

Zelle® is a convenient way to send and receive money with people you know and trust using an email address or U.S. mobile phone number. Money is sent directly between eligible bank accounts, typically within minutes when both parties are enrolled.

Whether you’re splitting dinner, paying the babysitter, or sending money to family, Zelle® is available through Peninsula Credit Union’s digital banking experience.

How to Get Started

Getting started is easy

  1. Log in to Peninsula Credit Union digital banking.
  2. Select Send Money with Zelle®.
  3. Enroll with your U.S. mobile number or email address.
  4. Choose the recipient, enter the amount, review the details, and send.

Important: Always make sure you’re sending money to the right person before you hit send.

Only Send Money to People You Know and Trust

Zelle® moves money quickly, which is why it’s important to slow down before sending. Treat payments with Zelle® like cash: confirm the recipient’s U.S. mobile number, email address, or Zelle® Tag before sending money.

Use Zelle® for people and small businesses you trust. If someone pressures you to send money quickly, asks you to pay in an unusual way, or offers a deal that feels too good to be true, pause before sending.

Helpful safety reminders:

  • Only send money to people you know and trust.
  • Double-check the recipient before sending.
  • Be cautious with marketplace purchases, ticket sales, job offers, puppy listings, and other common scam situations.
  • If something feels off, contact Peninsula Credit Union before sending money.

Zelle’s own education materials emphasize the difference between fraud and scams. Unauthorized transactions may have different protections than transactions you authorized, even if you were tricked.

FAQs

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank2.

You can send, request, or receive money with Zelle.

    1. To get started, log into online banking or your mobile app, navigate to Transfer Funds and select “Send Money with Zelle®”. Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and you’re ready to start sending and receiving with Zelle.
    2. To send money using Zelle, simply add ad trusted recipient’s email address or U.S. mobile phone number, enter the amount you’d like to send an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes.1
    3. To request money using Zelle, choose “Request”, select the individual(s)from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”3.
    4. To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.

You can send money to friends, family and others you trust2.

Since money is sent directly from your bank accounts to another person’s bank account within minutes1, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number.