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JOIN PENINSULA

You’re welcome here. Rain or shine, you can count on Peninsula to be there for you.

Open an AccountLearn more about what makes us different

Peninsula is a local credit union dedicated to serving our local communities. And Peninsula is member-owned, so when you join, you truly become a part of the credit union. We welcome everyone in our community to join and take advantage of the benefits of membership.

We can fit your needs, whatever your life story may be.

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Our doors are open

We like to say “yes,” even if no one else will. Great credit or bad credit, come talk to us about what you need.

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Just need a little help getting started?

Work with us and we’ll do everything within our power to get you what you need.

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Dedicated problem solvers

No problem is too big or too small – you can trust us to go the extra mile for you.

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Need a second chance?

Get back on your feet with our set of loans, checking accounts, and ways to save made for folks with no or low credit scores.

Peninsula helps you set down financial roots and thrive.

WHAT MAKES US DIFFERENT

We’re committed to your success, no matter your financial situation.

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COMMUNITY INVOLVEMENT

We Listen, We Serve, We Educate, We Care… Always!

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FINANCIAL COACHING AT EVERY BRANCH

Everyone you’ll meet at Peninsula is a certified financial counselor. From credit repair to budgeting, we’re here to listen and provide a helping hand.

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CARING SERVICE YOU CAN COUNT ON

Peninsula is staffed by local members who are dedicated to serving our members. We’re known for our service, and will go the extra mile to help you and be there for our community.

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Grow with us

Become A Member

Member Benefits and Perks

Credit unions help everyone. Our members benefit through lower fees and higher rates. The value saved by our members is kept in their pockets, not the pockets on Wall Street. Peninsula Credit Union is committed to financially strengthening our communities and improving the lives of the families who live here.

PCU PERKS

Our checking account rewards program gets you discounts at local businesses, as well as 24-hour roadside assistance, ID Theft aid, pharmacy, vision and hearing savings. Call us at 800.426.1601 for more information or learn more about our checking accounts

EARN MORE AND SAVE MORE

Credit unions are member-owned, and we return financial value to our members in the form of free services, lower rates, and other rewards.

Learn more about the credit union difference

PERSONAL FINANCIAL COACHING

Everyone who works at Peninsula is a certified financial counselor, and we’re dedicated to our members’ success and well-being. We’ll work with you to get back on your feet, meet your goals, and live the life you want to live.

Learn more about financial coaching

STRONGER COMMUNITIES

By caring about the people in our community, we strengthen the entire community. If your family has a stronger foundation, then the community’s economy is improving. We’re all stronger together.

Peninsula vs Banks

  • Type of organization

    Type of organization

  • Who can join?

    Who can join?

  • Invested in

    Invested in

  • Deposits federally insured by

    Deposits federally insured by

  • Governance

    Governance

  • Interactions with like financial institutions

    Interactions with like financial institutions

  • Type of organization

    Type of Credit Union

    Not-for-profit: fewer fees, better rates

    As a not-for-profit financial cooperative, we return our profits to our members in the form of better rates, lower fees, and greater rates.

  • Who can join?

    Members

    Credit Union account holders are called members. As a member, you are an owner of the credit union and have a say in how we operate.

  • Invested in

    Community and Members

    We serve the needs of our membership and community by investing in our non-interest income and interest loans in local organizations working to make a difference.

  • Deposits federally insured by

    NCUA Insured (250K)

    Your deposits are insured by the National Credit Union Administration (NCUA) and are backed by the full faith and credit of the United States government.

  • Governance

    Member Owned

    Each member can exercise their voting rights to fill seats on the Board of Directors. The directors advocate for their membership.

  • Interactions with like financial institutions

    Cooperative

    Credit unions are financial cooperatives. That means we work together towards one common goal – helping our members prosper.

  • Type of organization

    Banks

    For profit: more fees, worse rates

    Traditional banking institutions primarily focus on generating profits for their shareholders with no added benefit to their customers.

  • Who can join?

    Customer

    Banks have customers, who utilize their services. The customers do not own the bank, the shareholders do.

  • Invested in

    Generating Revenue

    Banks use the income they generate from fees, interest, business accounts, and investments to increase their shareholders earnings.

  • Deposits federally insured by

    FDIC Insured (250K)

    At a bank, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) and are backed by the full faith and credit of the United States government.

  • Governance

    Shareholder Owned

    Banks are governed by their shareholders. Voting rights depend on the number of shares you own leaving regular customers out of decisions.

  • Interactions with like financial institutions

    Competitive

    Banks are competitive. They compete with one another for your business and see you only as a number.

Member Eligibility & FAQs

We’re open to everyone on the Olympic Peninsula.

If you live, work, worship, or go to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor counties, or are a family member of a current member, you’re eligible to join!

Visit your nearest branch or
Click Here to start an online membership application

You can join Peninsula today.

  1. Social Security Number or ITIN
  2. Residential Address
  3. A valid piece of photo ID (for example: Driver’s license, state ID or passport)
  4. A minimum opening deposit of $5
  5. If you’re opening an joint account, joint owner should be present with the same information as above

Easy and Educational

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I first learned about Peninsula when I was attending a Super Saturday event. When I wanted to start my account I went in and they made it easy and educational. I’m glad that I chose Peninsula to help me out.

April, Poulsbo

Interested in joining Peninsula?

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1.800.426.1601
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The staff is great. They are helpful, friendly, efficient, and always fast.

Monica, Port Orchard