Credit Cards

How does a 2.49% introductory rate on a new credit card sound to you? Good? Then keep reading!

You may have debt spread out over several high cost credit cards and are looking for a way to get a better rate on that debt. With our low starting rate of 2.49% APR and No Annual Fee, either PCU Credit Card is a great choice to consolidate your debt and start the New Year fresh.

2.49% APRAt Peninsula, we have two ways to serve the credit card needs of our members.  Our two choices are the Signature Rewards VISA® Card and the Priorities Platinum VISA® low interest rate cards. PCU also provide cards that are as secure as possible, with built in EMV chip technology. We hope you are as excited about them as we are!

Click on any of the cards below to learn more about that card’s features and benefits.

*APR = Annual Percentage Rate Signature Rewards &  Priority Platinum VISA Programs 2.49% introductory APR for 9 months from date of approval.  After that, APR will be 7.75%-18.00% based on credit worthiness.  This APR will vary with the market based on Prime Rate.

The Signature Rewards Card

Visa Rewards

For people who want to get the most out of their credit card. Earn points for every dollar you spend and redeem them for gift cards, travel, merchandise and more.

Benefits Include:

  • Regular Variable Rate: 9.75-18.00% APR*
  • 5,000 Point New Card Bonus!
  • CU Rewards (Merchandise/Travel/Cash)
  • Travel/Accident Insurance – $250,000
  • Trip Cancellation – $2,000
  • Lost Luggage & Buyers Protection
  • Auto Rental Collision Damage Waiver
  • Visa Signature® Perks Events / Offers
  • Visa® Signature Concierge
  • Roadside Dispatch
  • Travel Emergency Assistance Services
  • Warranty Manager Service
  • Cardholder Inquiry Service
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • Pay-by-phone
  • Annual Activity Summary
  • Balance Consolidation

Printable Application (PDF)

Apply Now

Security Features

2.49% APR

Our credit cards represent a major advancement in card security technology with the introduction of the VISA EMV card. Visa chip cards have an embedded microchip that stores and generates the information required to authenticate, authorize and process transactions. You can still use your Visa card at the exact same merchants you do now and once the merchant has upgraded its payment terminals to accept chip, simply insert the card into the reader instead of swiping.

Chip cards are already standard in many countries and having one can enhance acceptance when you travel abroad. As merchants migrate to the enhanced security of the EMV Chip, PCU members will be ready.

Learn more about EMV technology

*APR = Annual Percentage Rate
Signature Rewards & Priority Platinum VISA Programs
2.49% introductory APR for 9 months from date of approval. After that, APR will be 9.75% – 18.00% based on creditworthiness. This APR will vary with the market based on the Prime Rate.
Platinum VISA Share Secured Card Program – 15.99%APR
This APR will vary with the market based on the Prime Rate and is offered to members establishing or re-establishing their credit.

The Priority Platinum Card

Visa Platinum

If you carry a balance on your credit card from time to time and are looking for a lower rate card, the Priority Platinum Card could be right for you.

Benefits Include:

  • Regular Variable Rate: 7.75-18.00% APR*
  • Travel/Accident Insurance – $100,000
  • Cardholder Inquiry Service
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
  • Pay-by-phone
  • Balance Consolidation

Printable Application (PDF)

Apply Now

Security Features

2.49% APR

Our credit cards represent a major advancement in card security technology with the introduction of the VISA EMV card. Visa chip cards have an embedded microchip that stores and generates the information required to authenticate, authorize and process transactions. You can still use your Visa card at the exact same merchants you do now and once the merchant has upgraded its payment terminals to accept chip, simply insert the card into the reader instead of swiping.

Chip cards are already standard in many countries and having one can enhance acceptance when you travel abroad. As merchants migrate to the enhanced security of the EMV Chip, PCU members will be ready.

Learn more about EMV technology

*APR = Annual Percentage Rate
Signature Rewards & Priority Platinum VISA Programs
2.49% introductory APR for 9 months from date of approval. After that, APR will be 7.75% – 18.00% based on creditworthiness. This APR will vary with the market based on the Prime Rate.
Platinum VISA Share Secured Card Program – 15.74%APR
This APR will vary with the market based on the Prime Rate and is offered to members establishing or re-establishing their credit.

Resources

Rates & Fees

View our current rates and fees that apply to all loans.

Apply Online

Apply for one of our credit cards right from your computer!

Printable Application (PDF)

If you'd rather print out your application and fill it out by hand, use this PDF.

CU Rewards Center

Keep track of your CU Rewards points balance!

EMV Technology

Learn more about EMV technology and how it helps to protect you against fraud.

Loan Calculators

Use our suite of loan calculators to help determine loan payments and more!