A woman and her son riding on a toy car

Drive your auto loan to Peninsula Credit Union

Steering toward savings

Refinance and get up to 2% off our rate

  • APR* as low as 5.49%
  • 90 days to first payment
  • Refinance today and save on interest
  • Take control of your financial future!
Apply Now!

 

Loan Calculator

This calculator helps you estimate what your monthly auto payment may be.

I’ve been working with Leah Pokraka at the Belfair branch and let me just say, WOW. She’s phenomenal in what she does. She is so knowledgeable and kind. It really blew my mind that she was so willing to help me fix my credit. I will be forever grateful! I 100% would recommend her and Peninsula Credit Union to everyone!

Krystal D, Belfair

Disclosures

*APR = Annual Percentage Rate. Offer valid 2/17/26–3/31/26; all loans must be funded by 5/15/26. Available to qualified members for external refinances only on a new or used auto, truck, or motorcycle loan originated at another lender. Rate discount is up to 2.00% off approved rate, posted at pcfcu.org/rates. Promotional rate not lower than 5.49% APR. Maximum loan-to-value 150%. Loan must be on credit report for a minimum of 6 months. Internal refinances and indirect loans not eligible. Renew, Auto Loan Consolidation, and Expanded Programs not eligible. Maximum term 84 months. Up to 90 days to first payment; interest accrues from disbursement and is collected with the first payment. No minimum loan amount required. Loans subject to credit approval; rates and terms based on credit history, vehicle value, vehicle year, and term. Membership required. Cannot be combined with any other vehicle offer. Rates, terms, and offer subject to change at any time. Federally insured by NCUA.