Savings

We go the extra mile to help you save for future goals and rainy days.

When you’re able to put money aside—for a special occasion, an emergency fund, or a long-term goal—it feels really good. We have a range of options designed to help you start and keep saving.

Compare Products

Best if you want

Best if you want
Minimum balance

Minimum balance
Options and perks

Options and perks

Save to Win

Best if you want

A Second Chance savings account that offers the chance of a cash prize when you save.
Minimum balance

$25
Options and perks

For every $25 you save, you increase your chances to win a cash prize.

Basic Savings

Best if you want

Our basic savings account with a low minimum balance.
Minimum balance

$5
Options and perks

Choose a regular account or a Christmas Club account, to help you save towards a goal.

Shares Plus

Best if you want

A tiered money market account that earns higher yields.
Minimum balance

$2,500
Options and perks

We offer four different tiers based on your average daily balance.

Scottie Savers Club

Best if you want

An account to help teach your child age 12 or younger the value of saving.
Minimum balance

$5
Options and perks

Scottie Savers earn fun prizes when they save.

We Started With Savings

“We were young and needed to fix our credit score, so we came in and opened a savings account. We wanted to try it out and make sure we liked it here. After about six months we were ready for a checking account and even debit cards. We were truly amazed that Peninsula was willing to help us. ”

Shannon , Port Townsend

It Pays to Save

“Save to win is a really cool tool to use. I’ve had one for a couple years now, and I’ve won the cash prizes twice. But the best part is at the end of the contest, win or lose I still feel like a winner because I have a larger savings account than when I started. It pays to save!”

Tim , Port Orchard

Helpful Details

Save to Win

Save to Win is a special savings account that gives you all the benefits of a savings account plus a chance to win big. When you open a 12-month Save to Win Share Certificate account, you make a $25 deposit. That’s your first step towards saving and your first entry into upcoming monthly, quarterly and annual prize drawings.

Each $25 deposit you make earns you an entry into the upcoming drawings. The more you save, the more chances you earn—up to 10 entries per month. Not only will you build your savings and earn interest, you can win multiple prizes throughout the year.

TO OPEN A SAVE TO WIN SHARE CERTIFICATE ACCOUNT, STOP BY YOUR CLOSEST BRANCH

WHAT CAN I WIN?

The best prize is the savings you build by making regular deposits every month. But to sweeten the deal, we award monthly, quarterly and annual prizes up to $1,000 throughout the year.

Scottie Savers Club

It’s never too early to start teaching kids about financial responsibility. We created this unique program to help teach the value of saving… the fun way! Throughout the year, Scottie Savers can earn Scottie Bucks for making monthly deposits, on their birthdays, and more. Kids can trade in their Scottie Bucks for fun prizes, like coloring books, notepads, and frisbees.

Want to open a Scottie Savers account for your child age 12 or younger?
Stop by your closest branch and bring:

The child’s name, date of birth and Social Security Number (and citizenship if not a US citizen)
The adult accompanying the minor will need to provide – non expired, government issued, photo id (such as a Driver’s License, Military ID, or Passport)

ALL NEW SCOTTIE SAVERS RECEIVE:

A membership ID card
Passbook register and cover
One Scottie Buck for opening an account and making an initial deposit
A Scottie Saver coloring page

Borrow & Save Emergency Funds

Our payday loan alternative provides money when you need it most, while also helping you save money for a rainy day.

LEARN MORE ABOUT BORROW & SAVE

IRAs and Certificates

If you’re interested in longer-term savings, we offer a variety of IRAs and Certificates.

LEARN MORE ABOUT IRAs AND CERTIFICATES

FAQs and Tips

A savings account is how Peninsula Credit Union establishes your membership with the credit union. A $5 balance is required to open and maintain the account. After establishing your savings account the full account suite is available for your utilization as a member/owner.

Yes, you’re allowed to take one withdrawal from your Save to Win account in the 12-month period. A $25 withdrawal fee may apply.

SEE ALL FAQS >>

Calculators to help you save successfully

Quick Tip

There’s a difference between saving money and saving money for your future.

So don’t just spend less, put the money you save into a savings account to plan for college expenses, retirement, or emergencies. This approach can leave you financially better off.

GET MORE TIPS

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Ready to open a Peninsula savings account?

Stop by one of our branches

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Call us

1.800.426.1601

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Disclosures

Note: For all accounts listed, rates and terms are subject to change without notice. Earned dividends are paid on entire balance in the account. Accounts must remain open to the end of the dividend period to be paid dividends. Fees and charges may apply (and may reduce earnings) on the above accounts. Please refer to the Fee Schedule for details. The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union’s Board of Directors. Dividends are paid from current income and available earnings after providing for the required reserves and cannot be guaranteed. The Dividend Rates and Annual Percentage Yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period and can be viewed on the “Current Dividend Rates” disclosure. Dividends will begin to accrue on the business day the deposit is made to the account.