Auto, Truck & Motorcycle Loan Refinance
Are you paying too much for your auto, truck, or motorcycle loan? We can help put more money in your pocket.
APPLY NOW
Lower your payment
With our competitive rates, you may be able to lower your monthly payment. That means more money to enjoy the ride.
Shorten your term
If you want to pay off your loan sooner, we can work with you and your budget to see what’s possible.
Get friendly, personal service
We’re small enough to care and big enough to help. We pride ourselves on our caring member service.
APR=Annual Percentage Rate. Calculated payments shown for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ. Your actual rate and term will be determined based on loan amount and according to how you’ve managed your credit. Current rates are available here and are subject to change without notice, except on loans presently in place and those with variable rates.
|
Loan Type and Term** |
APR* |
Purchase / Refi*** |
Maximum Term |
Additional Terms |
|---|---|---|---|---|
|
Auto & Truck |
7.04% |
130% |
60 month |
Max mileage 150k / 200k Diesel |
|
Auto & Truck |
7.24% |
130% |
72 month |
Max mileage 150k / 200k Diesel |
|
Auto & Truck |
7.84% |
130% |
84 months |
Max mileage 150k / 200k Diesel |
|
Motorcycles |
7.04% |
130% |
60 months |
|
|
Motorcycles |
7.24% |
130% |
72 months |
Max term 72 months for motorcycle financing |
|
Rates effective as of December 1, 2024 Rates are subject to change without notice, except on loans presently in place and those with variable rates. Your actual rate and term will be determined according to how you’ve managed your credit. Note to Interest Rates (*) APR = Annual Percentage Rate. Rates are determined by applicant credit and vehicle mileage. Rates advertised may require a qualifying down payment and may not exceed established loan-to-value ratios for respective collateral. (**) The actual term available is based on the amount you are borrowing. The maximum available terms of repayment are displayed. Contact a MRC for additional details. (***) Values based on New or Used JD Power (NADA) Retail, KBB Retail, MSRP or appraisal. Auto purchase and refinance transactions may finance up to 130% plus tax, license, warranty & GAP. See a MRC for maximum allowable add-ons. All loans subject to underwriting and may require a down payment. (****) Rate determined by applicant credit. Prime rate is determined by the most recently published “Prime Rate” for corporate loans at large U.S. Money Commercial Banks as it appears in the Wall Street Journal under the heading “Money Rates” on the first business day of the month immediately preceding the change date. Floor rate 7% APR, maximum rate 18% APR. (*****) Rate will vary with the market based on the Prime Rate. (******) Offered to members establishing or re-establishing their credit. |
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Quick Tip
Choose the shortest loan term length you can afford.
As the prices of cars goes up, so have the available term lengths. One way to pay less money in interest over the length of the loan is to shorten the term.
