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Can I open a checking account if my credit is damaged or I’ve been reported to Chexsystems?

Yes. Peninsula will review your credit history when you open your account in order to identify you and determine what products might best fit your needs, but in general, we do not base our decision on Chexsystem information.

Next Steps

There are many resources available from Peninsula Credit Union to help you take steps to securing your financial future. Here are just a few:
A sidewalk chalk drawing of a child playing soccer

WOW Story: Sidewalk Chalk and a Sense of Belonging

Sometimes, creating a WOW moment doesn’t require big gestures—just a bucket of chalk and a welcoming spirit. At our Belfair … Read More

Happy credit union members

WOW Story: A Team Effort to Save a Home and a Family’s Peace of Mind

When Cheryl welcomed Mr. Fox into our Poulsbo branch, she expected a routine conversation about debt consolidation. But what unfolded … Read More

A member sitting at a desk and smiling

WOW Story: The Magic of Credit Unions

When financial hardship collides with family responsibility, many people are left feeling hopeless. That was the case for one of … Read More