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What is a Share Certificate and how does it work?

A share certificate is a type of deposit. Certificate’s are a low risk investment in which you are paid interest quarterly to keep funds on hold in your account for a set term. Our Certificate terms vary from 6 months to 5 years. Each term has a different dividend rate for you to earn from the funds on hold. Because the funds are on hold, it is not easily accessible to spend; making it a good way to save!

Next Steps

There are many resources available from Peninsula Credit Union to help you take steps to securing your financial future. Here are just a few:
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