Auto, Boat & RV Loans

Auto & Truck Loans


At Peninsula Credit Union, we know that life happens to everyone and sometimes things happen that impact your credit.  You may have had issues in your past and think you can’t get an auto loan, but we have programs that might help.  So whether you have perfect credit or flawed credit, you are our neighbor and we want to help you turn your dreams into reality.  So give us a call for details or drop by any of our 5 branches for coffee and we’ll talk about a rate that fits your individual financial needs.

Whether you are going to the dealership to find your perfect new family car, purchasing from a private party or looking to refinance your vehicle at a better rate, Peninsula has the right loan for you. Apply at any branch location or online right now! Your good credit may even qualify you for up to 100% financing and maximum terms on your next car.

Current Rates

At the Dealership

Get Peninsula Credit Union financing right at the dealership. There’s no need to visit a branch, simply apply for your loan at a CUDL dealership. The CUDL AutoSMART web site can also help you research vehicles, look at your credit report, get Blue Book values, compare vehicles, find rebates and more.

Apply Online

Private party or vehicle refinance.

Apply for private party or vehicle refinancing.

Apply Online

RV’s, Boats and Motorcycles

Motorcycle Loans

Not only do we offer fantastic rates and generous terms, we also offer timely responses, great service and convenient access. Everything you need to be financially successful!.

Apply Online

Longer terms for payments you can live with
Terms for cars are as long as 84 months; up to 144 months for boats and RV’s.

100% Boat and RV Financing
100% financing is available for boat and RV purchases.

Loans that fit you – not everyone else
We look for ways to save you money by refinancing or consolidating other debt

Successful financial strategies
You could save money by combining our low rates with dealer rebates, compared to special dealer financing offers.

Smart decisions with our financial tools
Our free Financial Calculators will help you fine tune financing needs before you buy.

Get pre-approved before you shop
A Peninsula pre-approval lets you negotiate as if you have cash. And you’ll have 45 days to shop – worry free.

Security of additional protection
Peninsula offers a Mechanical Breakdown Protection plan, which gives you “bumper to bumper” protection anywhere in the U.S. or Canada.

Convenient shopping from your home
Auto Solutions does the shopping, comparing, screening, and negotiating for you. You can talk directly with a representative at any of these numbers:

  • Bellevue – 800-935-2886
  • Portland – 800-207-2429
  • Edmonds – 800-635-9717


Rates & Fees

View our current rates and fees that apply to all loans.

Apply Online

Apply for an auto, boat, motorcycle or RV loan online.


Get Peninsula Credit Union financing right at the dealership!

Auto Solution

Have vehicle in mind? Have a professional Auto Solution agent do the negotiations for you!

Payment Calculator

Get your total monthly payment and cost per day for any additional protection coverage you select. (GAP, Mechanical and Payment Protection)